Horizon Advisers Unleashed Podcast

Michael Dennis is a seasoned executive and a great man! From his hoopin' days at Dartmouth to family man and business leader. Dennis loves to work hard and found success at an early age. He has an incredibly positive energy that brings people together. Throughout his life, he has had multiple mentors that have helped him along the way. He will shed some light on how he has become a successful business leader in the community.

 Ryan and Alex have a candid conversation with each other on their background and where they came from. They also discuss what helped them get to where they are today. This may be an opportunity for you to learn more about the two.  

Alex, Ryan, and Andrew have a discussion on life insurance. Life insurance can be confusing for many. So many companies offer it. There are so many different kinds. So many different ways to use it. With so many choices, many people can be overwhelmed. They try to break it down to the basics. It is also important to look at life insurance as part of the overall plan. What do you really need to protect your family? What are you trying to accomplish? By listening to this podcast you should understand the different types of life insurance and how they can be used.

25 Year Senior Air Force Leader, Veteran, and 5th Generation Warfare Subject Matter Expert with both depth and breadth of experience in a variety of areas to include command at the Group and Squadron level. Served as a key senior leader on the Joint Staff developing policy for the Chairman of the Joint Chiefs of Staff, the Secretary of Defense, and the National Security Staff. Served as a key advisor to the 4-star combatant commander in Korea. A career fighter pilot who has combat experience in Bosnia, Kosovo, Iraq, and Libya as well as extensive instructional, standardization, and evaluation, and safety experience at both the operational and training levels. Provides insights and perspectives for client issues to conceptualize and develop policy and concepts of operations for Air Force and Joint Level Programs. As a business leader, leads projects across multiple markets providing deliverables for Air Force, Joint, and Interagency Senior Leaders. Leads capture efforts for immersive technologies and advanced training concepts for the Aerospace Market.

Alex, Ryan, and Andrew discuss asset allocation. One of the most common questions we get asked is how to allocate investments. They have a discussion about what asset allocation is and how it should be applied to a long-term plan. When you listen you should better understand asset allocation as a whole. There is more to asset allocation than the investments you choose. The tax status of the accounts also plays a big role in your overall plan. Many people only save into a pretax 401k which will leave fewer options when pulling money out.

Michigan's Cannabis market is booming. With Marijuana being legal for recreational use in Michigan, many new businesses are emerging. The federal government is also talking about being more flexible on its rules. Alex and Andrew have a conversation with Pleasantrees one of the fastest growing companies in their space! Listen to these pros to learn more about the industry and how they are looking to grow their business.

https://www.enjoypleasantrees.com/

Cetera Neither condones nor condemns the topics discussed in this show. It is the individual's responsibility to check with local governing bodies on the legality of Marijuana in their state and jurisdiction.

Ryan and Andrew have a great conversation with Dr. Juan Salinas a high energy entrepreneur. We discuss his upbringing and immigration to the US. His extensive education at Rutgers gave him expertise in food science and technology. He works with professional athletes on the role of physical activity, nutrition, and other lifestyle factors in promoting good health. He also got an investment from Mark Cuban on season 12 of the Shark Tank. Great guy with a great story!

https://www.facebook.com/SharkTank/videos/shark-tank-is-all-new-tonight-at-87c/831861707567173/ 

https://www.linkedin.com/in/juan-salinas-76a7783/

www.pnuff.com

Alex, Ryan, and Andrew have an interesting conversation about media and your decision making process. We speak to many clients on a daily basis. Many people get concerned about their personal finances because of a headline they read or something they heard. With so many sources of info nowadays, the noise can get loud. It can possibly make you think differently. Having a long term plan can help your confidence. It is also important to look at the source. Who is saying it? Is this fact or opinion? 

Andrew and Ryan interview Jordan Wilkins a Pro football running back for the Indianapolis Colts. They have a discussion with him about what it takes to make it into the NFL and his journey along the way. Jordan is a hard worker and dedicated to his goals. He had to overcome many obstacles to reach his current level and believes in never giving up. Great story and a great man!

https://www.nfl.com/players/jordan-wilkins/

https://en.wikipedia.org/wiki/Jordan_Wilkins

Alex, Ryan, and Andrew discuss personal finance. In most school settings, personal finance is not part of the curriculum. The discussion will explore personal finance and what you may want to be paying attention to in your life. Some individuals chose to handle their finances on their own. Others chose to hire someone to assist with these matters. Either way, understanding and working on your personal financial situation is the best way to achieve your dreams.