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Money Monday - December 5, 2022 | Why do banks deactivate debit cards while traveling?

If you have ever traveled out of state or internationally, you know that having access to your money is critically important. The last thing you don’t want to happen is not being able to check into your hotel! Even though you booked your hotel reservation online, the debit card you used is required at the check-in desk.

So you get to your destination, check in at the hotel by presenting your debit card. You know, the one you used to book online. However, the agent comes back and says your card is not working. What the hell!  No way it’s not working because you know you have money in your account! Instead of arguing with the agent you decided to go online from your smartphone and check your account.  Sure enough, your money is there.  So what is the freaking problem?

Next, you find a quiet place and call your financial institution. They confirm that yes you have money; but, what you didn’t do was let them know you were traveling away from your home base.  The account is now locked.

Over the course of time your financial institution builds up a customer profile that includes information about your typical banking habits, such as when and where you use your debit card. If you normally just use your debit card for small transactions in your local community, your bank would view a large dollar transaction involving your card that occurred in another nation as unusual. As a precaution against theft or fraud, your bank may deactivate your card as a result of “unusual activity.”

The customer service representative will explain why your credit card has been blocked and may ask for additional information to verify the transaction that triggered the block. For instance, this might have happened if you made a purchase in a different state from where you live or if multiple transactions happened in a short amount of time, such as within the hour. The agent will unlock your card while you are on the phone, after you have proven your identity, confirmed that you still have the card and verified your purchase.

Your bank can block your Visa credit card any time it notices suspicious activity on it. In addition to those mentioned earlier, common causes include:

These shopping habits are similar to those of someone using a card fraudulently.

You can ensure that your bank does not block your card when it hasn’t been stolen if you keep your bank informed and take steps to protect yourself.

*SOURCE: https://www.sapling.com/7279144/unlock-visa-credit-card

We welcome Cameron Cowan to Trip of Change Podcast | The Jackie Robinson Show

ABOUT CAMERON COWAN:

“Writer, thinker, and human being in Seattle. People look to Cameron for insights on politics, business, and our world.”

My name is Cameron Cowan and I’m best known for my popular news site: The Cameron Journal and its matching podcast. I talk about business, and politics, and help explain the complicated nature of our modern world. I talk about a variety of subjects and do so in a fun and accessible way that holds folks’ attention and isn’t boring. I always tell people that I try to talk as if we’re sitting in a bar and you’ve struck up a conversation with me. I leave you with knowledge but in a way that didn’t want to make you cry!

Join Us as Cameron shares his “Trip of Change”!

We welcome Christy Nichols to Trip of Change Podcast | The Jackie Robinson Show | ABOUT CHRISTY NICHOLS:  “Founder of Venture Within; purposeful travel advocate living in Nicaragua creating life-changing experiences. Author.Educator.Serial Ex-pat.”  Hailing originally from both Nashville and Southern California, I earned my Master’s degree and Teaching Credentials while living in Sussex in the UK. 

Beginning my career as a high school English teacher, I learned the importance of versatility and the power of authentic connection.  During my 7 years living in Brighton, my passion for travel and teaching began to take shape and reveal my life calling – that of curating impactful experiences within education, leadership, mental wellness, empowerment, and personal growth.  

I spent the next several years living in Melbourne, Australia delivering seminars on Personal and Social Leadership while lecturing in several universities, all of which further fueled my passion to blend travel, personal leadership, altruism, and education to create inspiring and life-changing experiences for others.  Since 2011, I have launched my own companies delivering leadership programs overseas by way of educational and conservation initiatives, working with professionals, students, educators, institutions, small companies, and non-profits internationally.  

Join Us as Christy shares her “Trip of Change”!

We welcome Shalamar Parrish to Trip of Change Podcast | The Jackie Robinson Show  

ABOUT SHALAMAR PARRISH (RESCHEDULED FOR ANOTHER DATE):  “Author, Clothing Designer and Fostercare Advocate is ready to share my story in hopes of making a positive impact!”  I wrote a book called Leading Lady that’s loosely based on my life growing up in foster care.  I became a foster care Advocate and Advocate for men, women and children who were sex trafficked.  I also have a clothing line called 2Dayz Woman for the uplifting of women. Both business ventures were created so that I help as many women and children as I can.  Join Us as Shalamar shares her “Trip of Change”!  

READ MORE AND SEE THE VIDEO ON OUR WEBSITE AT TRIPOFCHANGEPODCAST.COM  

Trip of Change | The Jackie Robinson Show  Jackie Robinson Podcast Host Dana Bach Podcast Co-Host/Producer w | tripofchangepodcast.com e | [email protected]

The Trip of Change is a weekly podcast hosted by Jackie Robinson, with some of the top thought-leaders in the areas of LGBTQIA+, use of Pronouns, Gender Identify, Voting Rights, Intergenerational Conversations, News and feature interviews with industry leaders. Our goals is to provide listeners with key takeaways and actionable advice for having a better understanding of the people we live with.  We focus on several areas critical to a getting along with others in a diverse world. By you listening to our Trip of Change Podcast, we hope to create a better world for our children, grandchildren and great grandchildren now and into the future. 

Trip of Change | The Jackie Robinson Show  Jackie Robinson Podcast Host w | tripofchangepodcast.com e | [email protected]

Trip of Change Podcast Live for the Caribbean Heritage Festival in NYC! S4 E19 with Loretta Green-Williams, even core committee member will be sharing events live from the festival.

Trip of Change Podcast the Jackie Robinson Show with Porsche Steele | Abusive situation to Wife, & Busines Owner in Nigeria | S4 E18 

“Black American woman living in Nigeria helping indie authors create and publish while podcasting, speaking, coaching, and writing globally.”    This was an amazing podcast with our guest Porsche Steele. Listen as she tells her story of taking a “Trip of Change” from America to Nigeria. At only 26, she traveled for the first time on an airline, to meet a man she had never met before, to a country thousands of miles away where she knew no one!   She tells the story of how her husband proposed and the feeling of learning a different culture, making new friends, being a wife, and running a business.  

READ HER AMAZING STORY ON OUR WEBSITE TRIPOFCHANGEPODCAST.COM  

Trip of Change | The Jackie Robinson Show  Jackie Robinson Podcast Host Dana Bach Podcast Co-Host/Producer w | tripofchangepodcast.com e | [email protected]

Trip of Change Podcast The Jackie Robinson Show | S4, E17 | What is the Meaning of Trip of Change

So, what is Trip of Change? First, let me say this, Trip of Change is not for everybody. But, everybody takes a Trip of Change!  Life in 10 Year Increments  It all started in my 40s with a New Year’s Eve mantra I heard somewhere. It goes like this (modified) “I kindly release to the universe all those that add no constructive value to my life, and wish them well on the other side.”  

A cleansing phase that allowed me to start each New Year with only positive thoughts, feelings and friends. The year-end question: what have I learned? The cleansing period was expanded to ten years at 40. Every 10 years those things that are important to my happiness are examined, carrying forward the positive spiritual and natural tools necessary to live the next 10 years. This process allowed me to “just keep living”, as the ancestors would say, long enough to retire and ready to travel the world!  

READ MORE AND SEE THE VIDEO ON OUR WEBSITE AT TRIPOFCHANGEPODCAST.COM  

Trip of Change | The Jackie Robinson Show  Jackie Robinson Podcast Host Dana Bach Podcast Co-Host/Producer w | tripofchangepodcast.com e | [email protected]

I met Kim during my trip to New York. It was during the visit to Ellis Island.  I didn’t know her but could feel her energy as she stood there in the entry area of Ellis Island. After an introduction and, a good ole southern hug, we spoke what we both had been thinking, “Ellis Island is not where our ancestors landed”. However, as travelers, we both found it to be a fascinating and historical place!  Join us as we explore the places we’ve been and the places we would like to go. Hear Kim share her experience as a travel agent and balancing a home life with business. For years, I have booked travel for myself, family and friends. 

Yes, I am that “Go To” person. My passion for travel brought me to become a travel agent in 2008 after a transition to Texas. That’s how I got started, loving to travel, venturing into new and unknown territories.  My personal travels have been extensively throughout the entire Caribbean and seeing the beautiful United States.  The most rewarding part of being a Travel Agent is helping people fulfill their travel dreams and destinations.  Allow me to assist you in planning your next experience of a lifetime.  ~Kim Averhart  Website:  www.evotravelagent.com/averharttravel Email:  [email protected] Telephone:  682-269-1614  

You are invited to submit comments and suggestions. We'd love to hear from you. So, Like, Comment and Share and SUBSCRIBE to our YouTube Channel @tripofchange  The Trip of Change is a weekly podcast hosted by Jackie Robinson, and produced by Dana Bach, with some of the top thought-leaders in the areas of LGBTQIA+, use of Pronouns, Gender Identify, Voting Rights, Intergenerational Conversations, News and feature interviews with industry leaders. 

Our goals is to provide listeners with key takeaways and actionable advice for having a better understanding of the people we live with.  We focus on several areas critical to a getting along with others in a diverse world. By you listening to our Trip of Change Podcast, we hope to create a better world for our children, grandchildren and great grandchildren now and into the future.  

Trip of Change | The Jackie Robinson Show  Jackie Robinson Podcast Host Dana Bach Podcast Co-Host/Producer w | tripofchange.com e | [email protected]  yt | @tripofchange (Subscribe to our channel.) ig | @tripofchange (Follow Us - LIKE - COMMENT- SHARE) tw | @tripofchange fb | @tripofchange

In this episode Jackie's shares her amazing visit from a friend of over 40 years. She will share the places in Atlanta that they visited, with recommendations for food, restaurants, shopping, historical locations and the symphony.

TRIP OF CHANGE SHOW NOTES  Date: Wednesday, May 25, 2022  Name of podcast: The Beauty of a Long Lasting Friendship  Episode title and number: S4, E15  Brief summary of episode Cool places to visit in Atlanta with friends. A true friend is a friend when it is convenient and when it is not. They stand by you consistently both when you are present and when you are not. They Answer You With Empathy, Perspective, And Honesty. True friends aren’t phony with you. They show you who they really are. They’re honest with you when it matters most.

A good friend is a positive influence. If you tell them about a dream or big goal, they’ll be encouraging. You can count on them to be in your corner to motivate you to success. No matter what life throws at you, a good friend will be there to build you up. They want to see you become better and grow as a person.  If you ever doubt yourself, they’ll be there to say the right thing. Whenever you’re feeling down, they’ll be there to remind you how awesome you are.  The remaining “good friend” actions can be found on the Trip of Change website. tripofchange.com.

You are invited to submit comments and suggestions. We'd love to hear from you. So, Like, Comment and Share and SUBSCRIBE to our YouTube Channel @tripofchange  The Trip of Change is a weekly podcast hosted by Jackie Robinson, and produced by Dana Bach, with some of the top thought-leaders in the areas of LGBTQIA+, use of Pronouns, Gender Identify, Voting Rights, Intergenerational Conversations, News and feature interviews with industry leaders. Our goals is to provide listeners with key takeaways and actionable advice for having a better understanding of the people we live with.

We focus on several areas critical to a getting along with others in a diverse world. By you listening to our Trip of Change Podcast, we hope to create a better world for our children, grandchildren and great grandchildren now and into the future.

Trip of Change | The Jackie Robinson Show  Jackie Robinson Podcast Host Dana Bach Podcast Co-Host/Producer w | tripofchange.com e | [email protected]  yt | @tripofchange (Subscribe to our channel.) ig | @tripofchange

(Follow Us - LIKE - COMMENT- SHARE) tw | @tripofchange fb | @tripofchange