Making Cents

Housing, KiwiSaver, and debt: Solving NZ’s biggest money issues with the Retirement Commissioner


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Retirement Commissioner Jane Wrightson explains some of the biggest money mistakes she sees, and how we can all do something to fix them.


Money can be frustrating, and all of us have had at least once or twice when we’ve wondered, why isn’t someone trying to make this a bit easier for me? Why does it have to feel like such an uphill battle? 


Well, there are actually some people whose job it is to work away behind the scenes, badgering the government on everything from changing our education system, to retirement savings, to housing… it’s just that, well, there’s a lot to fix and sometimes resistance to fixing it. 


One of those people here in New Zealand is the Retirement Commissioner. And actually, her job starts well before you or I turn 65. 


One of her big projects at the moment, is actually helping us stamp out money problems while we’re still at school. 


So what are most of us getting wrong with our money, and are there easy wins, whether it’s from us, or bigger government changes? 



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Making CentsBy Frances Cook