Our special guest for this week was Moses Samaha, the executive GM at Equifax, to talk to us about spending in the lead up to Christmas and the risks of applying for and falling behind on repayments during this period. We threw a lot at him and he spoke about a few very interesting topics!

00:00-00:53 - Intro

00:53-02:04 - Christmas & Black Friday spending

02:04-04:26 - Account growth flat but spending up

04:26-05:54 - Credit card interest rates

05:54-07:18 - Credit card arrears

07:18-09:08 - Prioritisation of debt

09:08-10:48 - BNPL

10:48-12:25 - Credit card red flags

12:25-13:52 - Building up your credit score

13:52-15:03 - Outro