BUILD BETTER HOMES

How Government Housing Policies Affect Home Affordability | Royal & John


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In this episode, Royal and John step away from purely technical construction topics to discuss federal housing policies that may influence the future of home affordability in the United States. While the podcast typically focuses on engineering and building science, the regulatory environment surrounding construction plays a major role in how homes are built and how much they cost.

Topics Covered 

IECC Energy Code Requirements

  • Overview of the 2021 International Energy Conservation Code
  • HUD and USDA loan requirements tied to energy code standards
  • Potential cost increases associated with new energy efficiency mandates
  • Why some builders argue the ROI of certain efficiency measures may take decades to realize

Supply Chain and Code Adoption Challenges

  • Real-world examples of energy code implementation issues during COVID
  • Material shortages and delayed construction caused by sudden regulatory changes
  • The importance of industry buy-in when implementing new building standards

Housing for the 21st Century Act

  • Federal proposals aimed at increasing housing supply
  • Deregulation and reduced barriers to construction
  • Incentives for higher-density housing and accessory dwelling units (ADUs)
  • Potential benefits for first-time homebuyers

Road to Housing Act

  • Intended goals of improving housing affordability
  • Concerns surrounding provisions that limit how long builders can hold rental properties
  • Possible impacts on rental supply and housing affordability
  • How policy changes can influence investment decisions in residential construction

Housing Supply Reality

  • The United States is estimated to be millions of homes short of current demand
  • The role of builders, developers, and policymakers in addressing the housing shortage
  • Why supply constraints remain one of the biggest drivers of housing costs

Key Takeaway

Housing affordability is influenced by far more than construction costs alone. Regulations, financing programs, energy codes, and federal housing policies all interact with the homebuilding industry in complex ways. While many policies are designed to improve affordability or sustainability, their real-world impacts depend heavily on how they are implemented and how the construction industry can adapt to them.

 

Understanding these dynamics is essential for anyone involved in housing, from builders and developers to homeowners and policymakers.

Connect With Us

If you're a builder, contractor, or developer looking for support with residential construction plans or structural engineering, reach out to our team at PLIRIS.

 

If there’s a topic you’d like us to discuss on a future episode of the Build Better Homes Podcast, send us a message through any of our social media platforms.

 

Facebook: @plirisco

Instagram: @pliris_plans

YouTube: @plirisplans

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