My dearest TFD Baddies,

We’ve talked about how to learn when someone is trying to sell something to us. We talked about budgets. But how do we stop ourselves from buying things we don’t need?Well the answer is that it’s all related.

Let’s dive innnnnPS here’s the budget tracker link I promised: https://www.etsy.com/ca/listing/1498517759/updated-2025-budget-and-sinking-fund

Love,Stephaniexoxox

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