My dearest TFD Baddies,

Oh this one is a doozy. I didn’t realise until the last year of my life quite how much this has impacted me in so many ways: wasting time, wasting money, wasting energy, losing sleep… and so much more.Does it impact you too? Let me know!

Yours in financial empowerment always, Stephaniexoxox

This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit thefinancediaries.substack.com

My dearest TFD Baddies,This is one of my favourite topics because we can go sooo deep. I’ll leave it at that!

Budget Tracker on Special: https://www.etsy.com/ca/listing/1498517759/the-best-and-only-budget-tracker-andYours in financial empowerment always,Stephaniexoxoxox

This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit thefinancediaries.substack.com

My dearest TFD Baddies,

We’ve talked about how to learn when someone is trying to sell something to us. We talked about budgets. But how do we stop ourselves from buying things we don’t need?Well the answer is that it’s all related.

Let’s dive innnnnPS here’s the budget tracker link I promised: https://www.etsy.com/ca/listing/1498517759/updated-2025-budget-and-sinking-fund

Love,Stephaniexoxox

This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit thefinancediaries.substack.com

My dearest TFD baddies,There are no more excuses. We’re getting to tackling that debt right now, today. I believe in you and you’ve got this.

Budget Template found here: https://www.etsy.com/ca/listing/1498517759/updated-2025-budget-and-sinking-fund

Love,Stephaniexoxo

This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit thefinancediaries.substack.com

My dearest TFD Baddies,Welcome BACK. Look at me consistently posting and doing my best (almost like it’s been my goal lately…)

Today is Goal Talk. We’re talking about making goals, accomplishing them, or even CANCELING them and pivoting…which is totally okay to do.Here are a few things I referred to as affiliate links:Budget Tracker: My Budget Tracker TemplateAmerican Express Marriott Bonvoy: Only Apply If You Responsibly Use Credit Cards

Rakuten (cash back on online shopping): Canada Link, US Link

This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit thefinancediaries.substack.com

My Dearest TFD Baddies,Health is something that can be controlled, and also something that cannot be controlled. It’s essential to do everything we can to live long healthy lives, taking preventative measures and good care of ourselves. This includes getting disability insurance. Get Disability Insurance here (affiliate link with trusted partners).

Let’s dive into today’s episode on controlling allll we can control when it comes to our health!Love,

StephanieXoxoxox

This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit thefinancediaries.substack.com

My Dearest TFD Baddies,

One thing I’ve learned in my life is that someone is always trying to sell you something. Personally, I’m always making disclaimers and letting you know when I’m sharing an affiliate link, but not everyone does. So how to recognise these instances and know WHEN to spend your money, and when to say “no thank you” and move on? Let’s dive in.

Yours in financial empowerment alwayssssss,

Stephanie xoxoxoxox

This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit thefinancediaries.substack.com

My dearest TFD Baddies,

When you’re learning about financial education, there are just so many resources. There are sooo many opinions (none of which are not necessarily wrong!), but how do you decide what you want to pursue?

I love learning new perspectives, but it does get confusing. I love my Ramsey Show, but I also love listening to those pursuing the FIRE movement. Those are two pretty conflicting perspectives, so how do I deal with it?

Listen to today’s episodes and find out!

Yours in financial empowerment always,Stephaniexoxox

This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit thefinancediaries.substack.com

My dearest TFD Baddies,You guys are alwayssss asking me how to make crazy Airbnb money. The thing is, it’s definitely stressful. But it’s also very rewarding at the end of the day.Here are my secrets on how to succeed, including a less successful story of where things can go wrong.

Enjoy!

Stephaniexoxoxoxo

This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit thefinancediaries.substack.com

My Dearest TFD Baddies,It sounds like it’s impossible, doesn’t everyone go over budget?Well with my formula, it’s entirely possible. Share this with a friend getting married, it will definitely help them!

Weddings don’t need to break the bank.

Yours in financial empowerment always,Stephaniexoxoxox

This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit thefinancediaries.substack.com