The Finance Diaries

Barely able to afford your own house, or even think of it? How ON EARTH is anyone able to buy more than one? Well, it's somewhat easy. 

Maybe easier said than done, but definitely easy to understand!

Let's dive in

As always, you can find more here on Instagram @thefinancediaries and on TikTok @thefinancediaries

This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit thefinancediaries.substack.com

Revisiting the concept that "you are the average of the 5 people you spend the most time with" using some concrete examples of both my good and bad experiences.

How can you apply this to your life? Let's dive in

As always, you can find more here on Instagram @thefinancediaries and on TikTok @thefinancediaries

This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit thefinancediaries.substack.com

You asked, I tell!

Have any questions for the next Q&A?
Send me them on Instagram (https://www.instagram.com/thefinancediaries/?hl=en) or by email [email protected]

As promised, here is my referral link: https://my.wealthsimple.com/app/public/trade-referral-signup?code=I68_3Q

As always, you can find more here on Instagram @thefinancediaries and on TikTok @thefinancediaries

This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit thefinancediaries.substack.com

One day, I had a realisation about my finances. It was truly the moment that altered my financial future entirely. I realised that what I was doing wasn't sparking joy, and it left me feeling like I was on autopilot. 

I didn't like the feeling, so I changed things.

Sometimes we just have these moments: thoughts and/or feelings that alter the path of our lives. 

How can we have these feelings? How can they change us? 
Let's dive in 

As always, you can find more here on Instagram @thefinancediaries and on TikTok @thefinancediaries

This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit thefinancediaries.substack.com

We all have some degree of privilege yes. Some more than others, yes.

BUT that  being said, privilege doesn't mean you'll be successful. Just the same as having less privilege doesn't mean you'll be unsuccessful. 

While privilege certainly does help tremendously (like starting a race earlier than your competitors), it doesn't mean you'll get ahead (especially if you're not even starting the race haha)

Let's talk about the kind of work you can do to "be lucky" and what I've done to "be lucky" (while taking my privilege into account)

As always, you can find more here on Instagram @thefinancediaries and on TikTok @thefinancediaries

This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit thefinancediaries.substack.com

Okay, so I've been telling you all I'd try to piece my opinion together on Nova Scotia's rental increase caps, fixed term leases, and the short term rental ban in Halifax. 

I had to take some time to get my opinion together and make it (somewhat) cohesive.

The truth is, I've seen the end result in Halifax for the rental/housing market.

I'm not clairvoyant, but I've seen Montreal experience the same thing, with a sad sad ending for landlords, homebuyers AND renters.

As always, you can find more here on Instagram @thefinancediaries and on TikTok @thefinancediaries

This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit thefinancediaries.substack.com

Any sort of financial change might make you nervous:
- Changing your financial habits to address debt
- Starting to invest in the stock market
- Buying your first rental property
- Etc. etc. etc.

But how do some people just thrive at the thought of change and stay calm, cool and collected? Find out in today's podcast

As always, you can find more here on Instagram @thefinancediaries and on TikTok @thefinancediaries

This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit thefinancediaries.substack.com

Whyyyy so much stigma on trades? 
Here's the tea. Trades are:
- Lucrative
- Stable
- Needed EVERYWHERE

Should you go to uni? grad school? trade school?
Let's talk about it!

As always, you can find more here on Instagram @thefinancediaries and on TikTok @thefinancediaries

This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit thefinancediaries.substack.com

The concept of "paying yourself first" isn't new, but it comes up a lot recently on social media!

It is infrequently applied, but is it worth it?
I think so!

As always, you can find more here on Instagram @thefinancediaries and on TikTok @thefinancediaries

This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit thefinancediaries.substack.com

How do I deal with feeling unmotivated (yes, it happens to me frequently)? How do you get back on track, or even pivot towards a new goal?

Let's discuss

As always, you can find more here on Instagram @thefinancediaries and on TikTok @thefinancediaries

This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit thefinancediaries.substack.com