These are the hacks I use with credit cards. Although I have several credit cards, I only use one. Strive to use 10% or less utilization on your credit cards. That’s the ideal goal. —- My Facebook Page https://facebook.com/pg/firstgenerationwhitecollar/posts/?ref=page_internal&msite_tab_async=1 Subscribe to my podcast on Apple Podcasts https://podcasts.apple.com/us/podcast/l-j/id1525101606 Want to learn how to better manage your money ? Buy my book https://www.amazon.com/First-Generation-White-Collar-practical/dp/061539082X/ref=nodl_ ———————————————————