Kim in California wants to know how long premiums will need to be paid on a LTC policy.  You decide that, based  on what your income and asset levels are today and will be throughout retirement.  Some plans use lifetime premiums, while others offer shortened pay and single deposit options (like getting a 15 year mortgage vs. a 30 year mortgage).  Which is right for you? When designing a plan, it's important to also design a sustainable funding strategy. Let's figure this out together as we create predictable outcomes for unpredictable situations.  I can help in all 50 states. Schedule with me at https://calendly.com/diane-p4t/