This is a question so many of us ask when an extended care need invades our world.  We don't want to have to ask this when a loved one needs help living...we feel guilty even thinking about it.  We also find ourselves asking "how long" when we are planning for our own future needs as well.  There will always be some questions that aren't answered until LTC is imminent: When will we need care? Where are we going to live? How much will care cost? How long will we need care? By working with an LTC planning specialist like myself, we can work to understand what the answers to these questions could be and then work together to create predictible outcomes for unpredictable situations.