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How Marie Fleming Built a Nationwide CRE Lending Platform
Marie Fleming shares how she transitioned from residential lending into commercial real estate finance and built a lending platform that serves clients across most of the United States. By developing relationships with banks, sourcing declined deals, and repositioning borrowers for approval, she created a system that funds transactions others walk away from.
In this episode:
• How bank declines became a consistent deal source
• The qualification process behind commercial loan approvals
• Differences between multifamily, office, and industrial underwriting
• Why client positioning determines funding outcomes
About our guest:
Marie Fleming is a Sacramento-based business consultant and capital strategist, and the CEO of Gold Bridge Capital Solutions and founder of The Circle Consulting Group. She helps business owners strengthen operations, improve financial readiness, and access smart funding strategies to support sustainable growth.
Her expertise spans commercial real estate financing, small business advisory, capital strategy, and relationship-driven deal execution. Marie is known for translating complex financial and growth decisions into clear, actionable steps for entrepreneurs, investors, and operators.
In 2025, she was honored at The Best Business Awards Ceremony & Gala (Sacramento) in partnership with the Council for Cross-Cultural Affairs, recognizing her innovative leadership in commercial real estate financing, business sales, and consulting. She has also been recognized for her forward-thinking approach to AI integration, resilience, and sustainability-focused business solutions.
Beyond her work in capital and consulting, Marie is active in community and board leadership, bridging business growth with cross-cultural and economic development initiatives.
A lifelong entrepreneur with a strong belief in self-improvement, Marie brings humor, gratitude, and perspective to everything she does. She recharges in nature, loves to travel, and keeps her creative side alive through art — all while staying deeply family- and community-driven.
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By Andrew BeckerMarie Fleming shares how she transitioned from residential lending into commercial real estate finance and built a lending platform that serves clients across most of the United States. By developing relationships with banks, sourcing declined deals, and repositioning borrowers for approval, she created a system that funds transactions others walk away from.
In this episode:
• How bank declines became a consistent deal source
• The qualification process behind commercial loan approvals
• Differences between multifamily, office, and industrial underwriting
• Why client positioning determines funding outcomes
About our guest:
Marie Fleming is a Sacramento-based business consultant and capital strategist, and the CEO of Gold Bridge Capital Solutions and founder of The Circle Consulting Group. She helps business owners strengthen operations, improve financial readiness, and access smart funding strategies to support sustainable growth.
Her expertise spans commercial real estate financing, small business advisory, capital strategy, and relationship-driven deal execution. Marie is known for translating complex financial and growth decisions into clear, actionable steps for entrepreneurs, investors, and operators.
In 2025, she was honored at The Best Business Awards Ceremony & Gala (Sacramento) in partnership with the Council for Cross-Cultural Affairs, recognizing her innovative leadership in commercial real estate financing, business sales, and consulting. She has also been recognized for her forward-thinking approach to AI integration, resilience, and sustainability-focused business solutions.
Beyond her work in capital and consulting, Marie is active in community and board leadership, bridging business growth with cross-cultural and economic development initiatives.
A lifelong entrepreneur with a strong belief in self-improvement, Marie brings humor, gratitude, and perspective to everything she does. She recharges in nature, loves to travel, and keeps her creative side alive through art — all while staying deeply family- and community-driven.