Man United's summer budget: Is it a crisis or an opportunity? Rio Ferdinand challenges financial expert Kieran Maguire on the reality of Manchester United's transfer funds, and whether they'll be forced to sell stars like Rashford or Garnacho to buy new talent.

Discover how United's PSR allowance compares to rivals like Arsenal and Chelsea . Kieran argues that "spending smart, instead of spending big" might be the only way forward for Old Trafford. We also reveal how other top clubs rank on the PSR healthy list and what that means for their summer spending power.

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