Sign up to save your podcasts
Or
Share How Much Home Can I Afford? The St. Louis First-Time Homebuyer Guide | EP. 77
Share to email
Share to Facebook
Share to X
Share to email
Share to Facebook
Share to X
Or
How Much Home Can I Afford? The St. Louis First-Time Homebuyer Guide | EP. 77
Navigating the St. Louis real estate market as a first-time homebuyer can be overwhelming. In this episode of The Fun and the Mentals of Real Estate, hosts Angela Dillmon and Glen Calvin break down the most common question they get: "How much home can I afford?"
Join Angela and Glen as they get "very mental" about the numbers you need to know. They cover everything from average home prices in the St. Louis area to the crucial factors lenders consider, like income, debt, and down payments.
What you'll learn in this episode:
What is the average price point for first-time homebuyers in St. Louis?
The four most important numbers a lender looks at to determine your home affordability.
A real-world example of how to calculate what you can afford on a $60k annual household income.
Key differences between FHA and conventional loans and which might be best for you.
Surprising St. Louis neighborhoods that are still affordable for first-time buyers, from Valley Park to South County and parts of the city.
Why waiting to buy a home could be a mistake, especially with St. Louis's rapid appreciation.
Whether you're just starting to think about buying your first home or are ready to get pre-approved, this episode is your essential guide to understanding the numbers and finding your dream home in the St. Louis real estate market.
Ready to take the next step?
For all your real estate questions and to start your home search, contact Angela Dillmon, your St. Louis Realtor:Phone: 314-277-7713
To get pre-approved for a home loan and discuss your financing options, contact Glen Calvin, your local lender:Phone: 314-249-6861
Get FREE access to Homebot, the ultimate tool for homeowners and buyers to track their home's value and market insights: https://hmbt.co/HZmjRn
Follow us for more real estate insights:The Fun and the Mentals of Real Estate
Subscribe on Spotify, Apple Podcasts, or wherever you listen!
Disclaimer: Guild Mortgage Company; Equal Housing Opportunity; NMLS #3274. Glen Calvin, NMLS #742330, is authorized to do business in the states of Florida, Illinois, Kansas and Missouri. The information provided today is for educational purposes only. The positions, strategies or opinions of the show do not necessarily represent the positions, strategies or opinions of Guild Mortgage Company or its affiliates. Each loan is subject to underwriter final approval. All information, loan programs, interest rates, terms and conditions are subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deductions. Guild Mortgage Company is not affiliated with Angela Dillmon or Keller Williams.
View all episodes
By Angela Dillmon and Glen CalvinNavigating the St. Louis real estate market as a first-time homebuyer can be overwhelming. In this episode of The Fun and the Mentals of Real Estate, hosts Angela Dillmon and Glen Calvin break down the most common question they get: "How much home can I afford?"
Join Angela and Glen as they get "very mental" about the numbers you need to know. They cover everything from average home prices in the St. Louis area to the crucial factors lenders consider, like income, debt, and down payments.
What you'll learn in this episode:
What is the average price point for first-time homebuyers in St. Louis?
The four most important numbers a lender looks at to determine your home affordability.
A real-world example of how to calculate what you can afford on a $60k annual household income.
Key differences between FHA and conventional loans and which might be best for you.
Surprising St. Louis neighborhoods that are still affordable for first-time buyers, from Valley Park to South County and parts of the city.
Why waiting to buy a home could be a mistake, especially with St. Louis's rapid appreciation.
Whether you're just starting to think about buying your first home or are ready to get pre-approved, this episode is your essential guide to understanding the numbers and finding your dream home in the St. Louis real estate market.
Ready to take the next step?
For all your real estate questions and to start your home search, contact Angela Dillmon, your St. Louis Realtor:Phone: 314-277-7713
To get pre-approved for a home loan and discuss your financing options, contact Glen Calvin, your local lender:Phone: 314-249-6861
Get FREE access to Homebot, the ultimate tool for homeowners and buyers to track their home's value and market insights: https://hmbt.co/HZmjRn
Follow us for more real estate insights:The Fun and the Mentals of Real Estate
Subscribe on Spotify, Apple Podcasts, or wherever you listen!
Disclaimer: Guild Mortgage Company; Equal Housing Opportunity; NMLS #3274. Glen Calvin, NMLS #742330, is authorized to do business in the states of Florida, Illinois, Kansas and Missouri. The information provided today is for educational purposes only. The positions, strategies or opinions of the show do not necessarily represent the positions, strategies or opinions of Guild Mortgage Company or its affiliates. Each loan is subject to underwriter final approval. All information, loan programs, interest rates, terms and conditions are subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deductions. Guild Mortgage Company is not affiliated with Angela Dillmon or Keller Williams.