🛑 Airbnb Insurance & Multi-Unit Coverage SECRETS! Expert Dan Luigs reveals the special insurance endorsements every Short Term Rental host and Real Estate Investor must have to protect their assets and avoid catastrophic claims.

If you own Airbnb properties or Multi-Unit rentals, you have different risks than a typical long-term landlord. Your standard policy won't cover these situations! Dan Luigs from Insurance Store is back to break down the exact endorsements and strategies you need to properly secure your high-growth real estate investment portfolio.

In this episode, you will learn:

• ✔️ The crucial difference in coverage required for Short-Term Rentals (like Airbnb) versus long-term rentals.

• ✔️ Why treating your Airbnb like a personal home policy is the biggest insurance mistake.

• ✔️ The specific endorsement you must add to your policy to cover the business activity of short-term rentals.

• ✔️ How to properly insure multi-unit properties and avoid the coverage gaps of conventional policies.

• ✔️ Why you can't rely on your policy to cover your tenant's stuff (and what to tell them).

⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️🔗 Your home is your biggest asset.Track its value and build your wealth for FREE.: ⁠https://hmbt.co/HZmjRn⁠💡 Thinking about making a move? We're here to help you get in position and make the most of this opportunity. To get a personalized game plan for your specific situation, reach out to us.Click here to schedule a consultation: 🔗 ⁠https://forms.gle/9Q2G3a2t7PZnYqMR8⁠Contact Info:Dan LuigsInsurance Store Inc.📞 (314) 503-0964📧 [email protected]🔗 https://www.insurancestoreinc.comAngela DillmonThe Dillmon Group of Keller Williams Realty Chesterfield📞 (314) 277-7713📧 [email protected]🔗 ⁠https://adillmon.kw.com/⁠Glen CalvinGuild MortgageBranch Manager | NMLS #742330📞 (314) 249-2861📧 [email protected]🔗 ⁠https://branches.guildmortgage.com/mo/chesterfield/glen-calvin-714-cngca.html⁠Stay ahead of the St. Louis real estate market. Follow me for daily insights, listings, and tips:• Facebook: https://www.facebook.com/angeladillmon/• Instagram: https://www.instagram.com/angela.dillmon/• LinkedIn: https://www.linkedin.com/in/angeladillmon/• X/Twitter: https://x.com/ADillmon• Google Reviews: https://share.google/obZU5GR87RumXGG0K#AirbnbInsurance #ShortTermRental #MultiUnitInvesting #LandlordInsurance #RealEstateInvestor #DanLuigs #PropertyInsurance

🛑 STOP losing money on your rental property! In this must-watch episode, learn the exact Landlord Insurance strategy Smart Investors use to choose the right policy and AVOID 3 costly coverage gaps that can wipe out your profits. You'll hear from insurance expert Dan Luigs who reveals the traps that most landlords fall into, including the shocking truth about percentage deductibles and underinsuring your replacement cost.Why Smart Investors Choose This PolicyAre you confident your current Landlord Insurance will pay out when you need it? Most rental property investors are making huge insurance mistakes without even knowing it. Dan Luigs from Insurance Store joins us to break down how to properly protect your assets and build a profitable, secure real estate investment portfolio.In this episode, you will learn:✔️ The crucial difference between a homeowner's policy (which WON'T pay out with tenants) and a proper Landlord Policy.✔️ The truth about the percentage deductible trap and how it can lead to a $7,000+ out-of-pocket roof expense.✔️ Why underinsuring your property's rebuild value is the biggest coverage gap mistake.✔️ How to choose the right liability coverage and what an Umbrella Policy truly protects.⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️🔗 Your home is your biggest asset.Track its value and build your wealth for FREE.: ⁠https://hmbt.co/HZmjRn⁠💡 Thinking about making a move? We're here to help you get in position and make the most of this opportunity. To get a personalized game plan for your specific situation, reach out to us.Click here to schedule a consultation: 🔗 ⁠https://forms.gle/9Q2G3a2t7PZnYqMR8⁠Contact Info:Dan LuigsInsurance Store Inc.📞 (314) 503-0964📧 [email protected]🔗 https://www.insurancestoreinc.comAngela DillmonThe Dillmon Group of Keller Williams Realty Chesterfield📞 (314) 277-7713📧 [email protected]🔗 ⁠https://adillmon.kw.com/⁠Glen CalvinGuild MortgageBranch Manager | NMLS #742330📞 (314) 249-2861📧 [email protected]🔗 ⁠https://branches.guildmortgage.com/mo/chesterfield/glen-calvin-714-cngca.html⁠Stay ahead of the St. Louis real estate market. Follow me for daily insights, listings, and tips:• Facebook: https://www.facebook.com/angeladillmon/• Instagram: https://www.instagram.com/angela.dillmon/• LinkedIn: https://www.linkedin.com/in/angeladillmon/• X/Twitter: https://x.com/ADillmon• Google Reviews: https://share.google/obZU5GR87RumXGG0K#LandlordInsurance #RentalProperty #RealEstateInvesting #SmartInvestor #CoverageGaps #PropertyInsurance

Stop wasting money on bad leads! 🛑 Learn the best advertising channels for rental property and the smart investor's secret to finding the right tenant on platforms like MLS, Zillow, or Facebook. Get the proven tenant screening process and avoid rental scams!This episode breaks down the pros and cons of every major rental advertising channel so you can stop wasting time and start attracting qualified applicants. We reveal why the MLS often delivers the best tenants, the risks of Facebook Marketplace, and the power of syndication sites. Plus, learn the non-negotiable rental policy and the red flags to listen for during the crucial phone screening!Don't end up renting to "Dealer Dan" or "Dirty Darla". Get the exact roadmap to treat your rentals as a business, not a charity.In This Episode, You’ll Learn:✅ What the smartest investors look for when choosing an advertising platform✅ How to attract a high-quality tenant who respects the property and pays on time✅ The key differences between advertising on MLS, Zillow, and social media✅ Why a strict rental policy is the foundation of profitable investing✅ How to pre-screen renters using just a simple phone callWhether you’re listing your first rental or scaling your portfolio, this episode gives you the framework to think like a pro investor.⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️🔗 Your home is your biggest asset.Track its value and build your wealth for FREE.: ⁠https://hmbt.co/HZmjRn⁠💡 Thinking about making a move? We're here to help you get in position and make the most of this opportunity. To get a personalized game plan for your specific situation, reach out to us.Click here to schedule a consultation: 🔗 ⁠https://forms.gle/9Q2G3a2t7PZnYqMR8⁠Contact Info:Angela DillmonThe Dillmon Group of Keller Williams Realty Chesterfield📞 (314) 277-7713📧 [email protected]🔗 ⁠https://adillmon.kw.com/⁠Glen CalvinGuild MortgageBranch Manager | NMLS #742330📞 (314) 249-2861📧 [email protected]🔗 ⁠https://branches.guildmortgage.com/mo/chesterfield/glen-calvin-714-cngca.html⁠Stay ahead of the St. Louis real estate market. Follow me for daily insights, listings, and tips:• Facebook: https://www.facebook.com/angeladillmon/• Instagram: https://www.instagram.com/angela.dillmon/• LinkedIn: https://www.linkedin.com/in/angeladillmon/• X/Twitter: https://x.com/ADillmon• Google Reviews: https://share.google/obZU5GR87RumXGG0K#realestateinvesting #rentalproperty #investing #passiveincome #financialfreedom #realestate #landlord #rentallisting #Zillow #MLS #FacebookMarketplace #propertymanagement #renting #tenantscreening #smartinvestor #investortips #realestatetips #cashflow #realestatescams #3xincome #realtorlife #forsale #moneymatters

Welcome back! In this second part of "The Top 10 Tenant Screening Tips Every Landlord Should Know," we dive into the critical mistakes and legal pitfalls that landlords must avoid to secure their investment and select the right tenant. We're covering the final five essential tips (Tips #6–#10) to complete your comprehensive tenant screening checklist.

Learn how to avoid choosing tenants out of desperation , the vital importance of a thorough written lease , and the steps required for a legally sound move-in and move-out process.

In this episode, you’ll learn:

✅ The dangers of underpricing your rental property to fill it quickly.

✅ The importance of financial preparation (having a cushion) to avoid desperate choices.

✅ Why skipping a written lease or having a "bad lease" is a major mistake.

✅ The importance of knowing and complying with your state's landlord-tenant laws (like security deposits and pet rules in Missouri).

✅ Why you must conduct a move-in inspection and the strict deadline for returning security deposits.

✅ How to set professional boundaries with your tenants for repairs and communication.

✅ The criteria for defining your "model tenant" and avoiding desperate decisions.

💡 Missed Part 1? Catch up on Tips #1 through #5 for the foundational steps of tenant screening!

⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️🔗 Your home is your biggest asset.Track its value and build your wealth for FREE.: ⁠https://hmbt.co/HZmjRn⁠💡 Thinking about making a move? We're here to help you get in position and make the most of this opportunity. To get a personalized game plan for your specific situation, reach out to us.Click here to schedule a consultation: 🔗 ⁠https://forms.gle/9Q2G3a2t7PZnYqMR8⁠Contact Info:Angela DillmonThe Dillmon Group of Keller Williams Realty Chesterfield📞 (314) 277-7713📧 [email protected]🔗 ⁠https://adillmon.kw.com/⁠Glen CalvinGuild MortgageBranch Manager | NMLS #742330📞 (314) 249-2861📧 [email protected]🔗 ⁠https://branches.guildmortgage.com/mo/chesterfield/glen-calvin-714-cngca.html⁠Stay ahead of the St. Louis real estate market. Follow me for daily insights, listings, and tips:• Facebook: https://www.facebook.com/angeladillmon/• Instagram: https://www.instagram.com/angela.dillmon/• LinkedIn: https://www.linkedin.com/in/angeladillmon/• X/Twitter: https://x.com/ADillmon• Google Reviews: https://share.google/obZU5GR87RumXGG0K

tenant screening, landlord advice, rental property, real estate investing, property management, rental mistakes, lease agreement, security deposits

Tenant screening tips, landlord advice, and rental application best practices — all in one place. In this episode, we reveal the Top 10 Tenant Screening Tips Every Landlord Should Know (Part 1) — covering tips #1 through #5 to help you protect your investment, avoid bad tenants, and confidently choose the right renter for your property.

From running background and credit checks to spotting red flags and setting fair criteria, these are the foundational steps every landlord needs before approving an application.

In this episode, you’ll learn:
✅ How to properly evaluate a rental application
✅ What to look for in a tenant’s background and credit report
✅ The biggest red flags landlords often overlook
✅ How to stay compliant with Fair Housing laws
✅ Tips to streamline your screening process and avoid costly mistakes

💡 Next week: Part 2 — we’ll cover tips #6 through #10 to complete your full tenant screening checklist!

⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️🔗 Your home is your biggest asset.Track its value and build your wealth for FREE.: ⁠https://hmbt.co/HZmjRn⁠💡 Thinking about making a move? We're here to help you get in position and make the most of this opportunity. To get a personalized game plan for your specific situation, reach out to us.Click here to schedule a consultation: 🔗 ⁠https://forms.gle/9Q2G3a2t7PZnYqMR8⁠Contact Info:Angela DillmonThe Dillmon Group of Keller Williams Realty Chesterfield📞 (314) 277-7713📧 [email protected]🔗 ⁠https://adillmon.kw.com/⁠Glen CalvinGuild MortgageBranch Manager | NMLS #742330📞 (314) 249-2861📧 [email protected]🔗 ⁠https://branches.guildmortgage.com/mo/chesterfield/glen-calvin-714-cngca.html⁠Stay ahead of the St. Louis real estate market. Follow me for daily insights, listings, and tips:• Facebook: https://www.facebook.com/angeladillmon/• Instagram: https://www.instagram.com/angela.dillmon/• LinkedIn: https://www.linkedin.com/in/angeladillmon/• X/Twitter: https://x.com/ADillmon• Google Reviews: https://share.google/obZU5GR87RumXGG0K

#TenantScreening #LandlordTips #RealEstateInvesting #PropertyManagement #RentalProperty #LandlordAdvice #RealEstatePodcast #InvestmentProperty

How do smart investors choose the perfect property? In this episode, we reveal real estate investing secrets every buyer needs to know before saying yes to a rental deal — from cash flow and ROI analysis to location strategy and risk management. Learn how to evaluate whether a rental property is truly profitable before you buy.

In this episode, you’ll learn:
✅ What the smartest investors look for before purchasing a property
✅ How to analyze rental income, expenses, and long-term returns
✅ The key differences between a good deal and a money trap
✅ Why mindset and math both matter in real estate investing
✅ How to make confident, data-driven investment decisions

Whether you’re buying your first rental or scaling your portfolio, this episode gives you the framework to think like a pro investor.

💬 Comment below: What’s your top rule for picking the right property?

⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️

🔗 Your home is your biggest asset.

Track its value and build your wealth for FREE.: ⁠https://hmbt.co/HZmjRn⁠

💡 Thinking about making a move? We're here to help you get in position and make the most of this opportunity. To get a personalized game plan for your specific situation, reach out to us.

Click here to schedule a consultation: 🔗 ⁠https://forms.gle/9Q2G3a2t7PZnYqMR8⁠

Contact Info:

Angela Dillmon

The Dillmon Group of Keller Williams Realty Chesterfield

📞 (314) 277-7713

📧 [email protected]

🔗 ⁠https://adillmon.kw.com/⁠

Glen Calvin

Guild Mortgage

Branch Manager | NMLS #742330

📞 (314) 249-2861

📧 [email protected]

🔗 ⁠https://branches.guildmortgage.com/mo/chesterfield/glen-calvin-714-cngca.html⁠

Stay ahead of the St. Louis real estate market. Follow me for daily insights, listings, and tips:

• Facebook: https://www.facebook.com/angeladillmon/

• Instagram: https://www.instagram.com/angela.dillmon/

• LinkedIn: https://www.linkedin.com/in/angeladillmon/

• X/Twitter: https://x.com/ADillmon

• Google Reviews: https://share.google/obZU5GR87RumXGG0K

🔑 WANT TO BUY RENTAL PROPERTY WITHOUT A W-2?

You don't need a traditional job or tax returns to invest in cash-flowing real estate. In this deep dive, we reveal the two core strategies for financing your first, second, or tenth rental property using the property's income instead of your personal debt-to-income ratio. We demystify the Debt Service Coverage Ratio (DSCR) loan and show you how to leverage this incredible tool.

In this episode, you will learn:

• The little-known loan that lets you qualify based only on the property's rent.

• How to bypass the bank's traditional W-2 and tax return requirements.

• The House Hacking strategy for first-time investors (living free and building equity!).

• What the DSCR actually means and how to calculate if a property is a good investment.

• The one key metric lenders look at when you have no verifiable job income.

If you are a beginner looking to invest in real estate or an experienced investor scaling your portfolio, hit the LIKE BUTTON and SUBSCRIBE for more actionable real estate strategies every week!

What's the #1 thing stopping you from buying your first rental? Tell us in the comments!

⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️🔗 Your home is your biggest asset.Track its value and build your wealth for FREE.: ⁠https://hmbt.co/HZmjRn⁠💡 Thinking about making a move? We're here to help you get in position and make the most of this opportunity. To get a personalized game plan for your specific situation, reach out to us.Click here to schedule a consultation: 🔗 ⁠https://forms.gle/9Q2G3a2t7PZnYqMR8⁠Contact Info:Angela DillmonThe Dillmon Group of Keller Williams Realty Chesterfield📞 (314) 277-7713📧 [email protected]🔗 ⁠https://adillmon.kw.com/⁠Glen CalvinGuild MortgageBranch Manager | NMLS #742330📞 (314) 249-2861📧 [email protected]🔗 ⁠https://branches.guildmortgage.com/mo/chesterfield/glen-calvin-714-cngca.html⁠Stay ahead of the St. Louis real estate market. Follow me for daily insights, listings, and tips:• Facebook: https://www.facebook.com/angeladillmon/• Instagram: https://www.instagram.com/angela.dillmon/• LinkedIn: https://www.linkedin.com/in/angeladillmon/• X/Twitter: https://x.com/ADillmon• Google Reviews: https://share.google/obZU5GR87RumXGG0K#RealEstateInvesting

#DSCRLoan #NoJobNoProblem #BuyRentalProperty #HouseHacking #RealEstateFinance #InvestmentProperty #PassiveIncome

Making investment decisions doesn’t have to be complicated. In this episode, we break down the Personal Model—a mindset-driven approach that helps you make smart, confident real estate investment decisions that fit your goals. Whether you’re a first-time investor or expanding your portfolio, understanding how emotions, comfort, and timing shape your financial moves is key to long-term success.

In this episode, you’ll learn:
✅ What the Personal Model really means in real estate investing
✅ Why emotions often drive investment choices more than numbers
✅ How to find balance between comfort and financial opportunity
✅ When the “right time to invest” is more about mindset than math

If you’ve ever wondered why some investors take action while others hesitate, this episode will give you a framework for clarity, confidence, and smarter investing.

⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️🔗 Your home is your biggest asset.Track its value and build your wealth for FREE.: ⁠https://hmbt.co/HZmjRn⁠💡 Thinking about making a move? We're here to help you get in position and make the most of this opportunity. To get a personalized game plan for your specific situation, reach out to us.Click here to schedule a consultation: 🔗 ⁠https://forms.gle/9Q2G3a2t7PZnYqMR8⁠Contact Info:Angela DillmonThe Dillmon Group of Keller Williams Realty Chesterfield📞 (314) 277-7713📧 [email protected]🔗 ⁠https://adillmon.kw.com/⁠

Glen CalvinGuild MortgageBranch Manager | NMLS #742330📞 (314) 249-2861📧 [email protected]🔗 ⁠https://branches.guildmortgage.com/mo/chesterfield/glen-calvin-714-cngca.html⁠Stay ahead of the St. Louis real estate market. Follow me for daily insights, listings, and tips:• Facebook: https://www.facebook.com/angeladillmon/• Instagram: https://www.instagram.com/angela.dillmon/• LinkedIn: https://www.linkedin.com/in/angeladillmon/• X/Twitter: https://x.com/ADillmon• Google Reviews: https://share.google/obZU5GR87RumXGG0K

#RealEstateInvesting #InvestmentMindset #TheFunAndTheMentals

Thinking about investing in rental property?In this episode, we break down the top reasons to invest in rental real estate — from generating passive income and building long-term wealth to maximizing tax benefits and appreciation.If you’ve ever wondered whether owning a rental property is right for you, this video will help you find your “why,” understand your options, and see how real estate compares to the stock market.💡 In this episode, you’ll learn:✅ When investing in rental property makes sense✅ Why starting with your “why” matters✅ Real estate vs. stock market: which builds more wealth?✅ 4 ways rental property makes you rich✅ Common myths about passive income and being a landlord📈 Learn how to use rental properties to create stability, freedom, and generational wealth through smart real estate investing.⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️🔗 Your home is your biggest asset.Track its value and build your wealth for FREE.: ⁠https://hmbt.co/HZmjRn⁠💡 Thinking about making a move? We're here to help you get in position and make the most of this opportunity. To get a personalized game plan for your specific situation, reach out to us.Click here to schedule a consultation: 🔗 ⁠https://forms.gle/9Q2G3a2t7PZnYqMR8⁠Contact Info:Angela DillmonThe Dillmon Group of Keller Williams Realty Chesterfield📞 (314) 277-7713📧 [email protected]🔗 ⁠https://adillmon.kw.com/⁠Glen CalvinGuild MortgageBranch Manager | NMLS #742330📞 (314) 249-2861📧 [email protected]🔗 ⁠https://branches.guildmortgage.com/mo/chesterfield/glen-calvin-714-cngca.html⁠Stay ahead of the St. Louis real estate market. Follow me for daily insights, listings, and tips:• Facebook: https://www.facebook.com/angeladillmon/• Instagram: https://www.instagram.com/angela.dillmon/• LinkedIn: https://www.linkedin.com/in/angeladillmon/• X/Twitter: https://x.com/ADillmon• Google Reviews: https://share.google/obZU5GR87RumXGG0K#RentalProperty #RealEstateInvesting #PassiveIncome #WealthBuilding #RentalIncome #FinancialFreedom #PropertyInvestment #RealEstatePodcast #LandlordTips #InvestmentProperty #CashFlow

Curious about reverse mortgage requirements? This episode of Fun and Mental Real Estate breaks down the nuts and bolts of eligibility, age, and equity. We explain exactly what it takes to qualify for a reverse mortgage and walk you through the entire process, step-by-step.

If you're 62 or older with significant equity in your home, this is your complete guide. We cover everything from the initial phone call with a loan officer to the mandatory counseling and FHA appraisal. Learn about your payout options—lump sum, monthly payments, or a line of credit—and understand your responsibilities, like paying taxes and insurance, to ensure you can securely enjoy your home for years to come.

🔑 What you’ll learn in this episode:

• [01:21] The 2 Main Requirements: Age & Home Equity

• [02:01] The First Step: What Happens When You Call a Loan Officer

• [03:01] Your Payout Options: Lump Sum, Monthly, or a Line of Credit

• [05:52] The Mandatory Counseling Session: Why It's Required & What to Expect

• [09:00] The Application Process: Credit, Assets & Setting Funds Aside

• [10:32] The FHA Appraisal: What Condition Does Your Home Need to Be In?

• [11:40] Explaining the Costs & FHA Mortgage Insurance Fees

• [15:23] Understanding the "Non-Recourse" Rule for Your Heirs

• [16:31] Important Rules: Primary Residency & Renting Your Home

⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️🔗 Your home is your biggest asset.Track its value and build your wealth for FREE.: ⁠https://hmbt.co/HZmjRn⁠💡 Thinking about making a move? We're here to help you get in position and make the most of this opportunity. To get a personalized game plan for your specific situation, reach out to us.Click here to schedule a consultation: 🔗 ⁠https://forms.gle/9Q2G3a2t7PZnYqMR8⁠Contact Info:Angela DillmonThe Dillmon Group of Keller Williams Realty Chesterfield📞 (314) 277-7713📧 [email protected]🔗 ⁠https://adillmon.kw.com/⁠Glen CalvinGuild MortgageBranch Manager | NMLS #742330📞 (314) 249-2861📧 [email protected]🔗 ⁠https://branches.guildmortgage.com/mo/chesterfield/glen-calvin-714-cngca.html⁠Stay ahead of the St. Louis real estate market. Follow me for daily insights, listings, and tips:• Facebook: https://www.facebook.com/angeladillmon/• Instagram: https://www.instagram.com/angela.dillmon/• LinkedIn: https://www.linkedin.com/in/angeladillmon/• X/Twitter: https://x.com/ADillmon• Google Reviews: https://share.google/obZU5GR87RumXGG0K#ReverseMortgage

#ReverseMortgageRequirements #homeequity #RetirementPlanning #MortgageTips #SeniorLiving #HECM #RealEstatePodcast #Mortgage101 #FinancialFreedom