The Fun and the Mentals of Real Estate

Wondering if sellers really need to be out of the house before closing day? This episode breaks it all down! From what stays with the home (hello, blinds—but not always the drapes!) to walkthrough timing, final repair checks, and even utility transfers, we’re diving deep into what buyers AND sellers need to know before the big day.

🔑 This week on EP. 71:
Hosts Angela Dillmon (Keller Williams Realty Chesterfield, The Dillmon Group) and Glen Calvin (Lender, Guild Mortgage) team up with expert buyer’s agent Joshua Gulledge to tackle:
✔️ What “vacant at closing” really means
✔️ What items must stay with the home
✔️ Why walkthrough timing matters
✔️ Tips for avoiding costly last-minute surprises
✔️ Real stories from the field—good, bad, and dishwasher-level frustrating

💡Whether you're a first-time buyer, seasoned seller, or just love the drama of real estate, this episode will save you headaches, help you plan better, and maybe even save you $$$.

📲 Get in touch:
Angela Dillmon – 314-277-7713
Glen Calvin – 314-249-6861

🧠 Want a FREE personalized home value report & market insights?
👉 Claim your Homebot access here

🎧 Listen now on Spotify and follow “The Fun and the Mentals of Real Estate” for weekly tips, strategies, and behind-the-scenes insight into today’s housing market.

✅ Don’t forget to like, share, and subscribe if this episode helped you or someone you know!
➡️ Especially useful for new buyers or anyone prepping for a smooth closing day.

#realestatepodcast #closingdaytips #walkthroughchecklist #buyersguide #homeselling101 #homeownershipjourney #kellerwilliams #guildmortgage #thefunandthementals #angelaDillmon #glenCalvin #joshuagulledge #homestaging #homebuyingtips #homebot

🔍 Home inspections can make or break a deal—but do you really know what to expect?

In Episode 70 of The Fun and the Mentals of Real Estate, we dive deep into the most common issues flagged during inspections—and what they actually mean for both buyers and sellers.

🏠 Join Angela Dillmon, Realtor and Team Lead of The Dillmon Group at Keller Williams Realty Chesterfield, and Joshua Gulledge, Buyer Specialist, as they unpack real-life examples from inspections—including borderline roofs, aging systems, dripping faucets, and missed sewer lines.
You’ll learn how experienced negotiators approach inspection periods, how to evaluate risk, and what happens when an inspector misses something big.

💡 Key takeaways in this episode:

• What items come up every time (and how sellers typically react)

• Why borderline roofs are a huge gray area in deals

• How inspection clauses protect buyers

• What happens when your inspector misses something serious

• Negotiating credits vs. repairs—what's really smarter?

• Why choosing the right inspector and the right agent team can save you thousands

• The role of vendor partners in getting clarity fast during the 10-day inspection period

  
  

📲 Whether you’re buying or selling, this episode is a must-listen for avoiding deal killers, setting realistic expectations, and protecting your investment.

🎯 Need help navigating your own inspection process?
Call or text:
Angela Dillmon — 314-277-7713
Josh Gulledge — 314-757-6046

🏡 Want a custom breakdown of your home’s value and market trends?
Get FREE access to Homebot: https://hmbt.co/HZmjRn

🔔 Follow The Fun and the Mentals of Real Estate for smart, fun, and practical advice on all things real estate—from building wealth to closing day wins.

When you're under contract on a home, can you always get an inspection? In this must-hear episode of The Fun and the Mentals of Real Estate, host Angela Dillmon, owner of the Dillmon Group with Keller Williams Realty Chesterfield, breaks down exactly what “inspection rights” really mean for buyers. Joining her is Joshua Gulledge, expert buyer specialist on the Dillmon Group team.

🔎 What you’ll learn:
✔️ Do buyers automatically get inspection rights in Missouri?
✔️ What's built into the St. Louis Association of Realtors contract (vs. other areas)?
✔️ The full range of inspections available—sewer scope, radon, termite, infrared, and more
✔️ How much inspections actually cost
✔️ What happens if the inspector misses something
✔️ Negotiating credits vs. price reductions—and why lenders might limit how much you can get back
✔️ How inspection reports actually work (hint: they're more like rough drafts!)

This episode is packed with real scenarios, smart strategies, and expert insights to help you protect your investment and avoid buyer’s remorse.

🎯 CALL TO ACTION
Thinking about buying a home or have questions about your inspection rights?
📞 Contact Angela Dillmon at 314-277-7713
📞 Reach out to Joshua Gulledge at 314-757-6046
🎁 Get FREE access to your home’s value and real-time market insights with Homebot

🎙 The Fun and the Mentals of Real Estate is your go-to podcast for practical advice, real conversations, and no-fluff guidance whether you're buying, selling, or investing in real estate.

📌 Follow & share on Spotify, Apple Podcast and Youtube so more homebuyers can make smart, confident decisions!

#HomeInspection #RealEstatePodcast #BuyerTips #AngelaDillmon #JoshuaGulledge #StLouisRealEstate #KWChesterfield #TheDillmonGroup #TheFunAndTheMentals #Homebot #BuySmart #InspectionRights #RealEstateAdvice #SpotifyPodcasts #ApplePodcast

🏠 Curious if your city’s occupancy inspection covers everything in a home inspection? On this episode of The Fun and the Mentals of Real Estate, host Angela Dillmon of the Dillmon Group with Keller Williams Realty Chesterfield dives deep into what occupancy inspections really look for, and how they differ from full building inspections.

🎙️ Joining Angela is expert buyer’s agent Joshua Gulledge. Together, they break down:
✅ What an occupancy inspection really is and why it matters
✅ Common things inspectors love to flag
✅ How these inspections differ across different cities in Missouri
✅ Real-world examples of what can (and can’t) get flagged
✅ Why some repairs become your responsibility and others the seller’s

💡 Whether you’re a homebuyer or seller, knowing what to expect is key to a smooth transaction and a safe home!

📲 For home sellers, contact Angela at 314-277-7713
📲 For buyers, reach out to Josh at 314-757-6046

🔗 Unlock your free Homebot access here: https://hmbt.co/HZmjRn
💬 Have questions? Drop them in the comments or DM us—let’s chat!

🎧 Listen to Episode 68 now on Spotify and Youtube!

🎙️ EP. 67 – Will Something Break in Year One of Homeownership?

The Fun and the Mentals of Real Estate Podcast

Hosted by Angela Dillmon | Featuring Guest: David Specter, Choice Home Warranty

🏠 New homeowners and future buyers—are you prepared for what might go wrong right after closing?

In this episode, Realtor Angela Dillmon (Keller Williams Chesterfield & The Dillmon Group) is joined by home warranty expert David Specter from Choice Home Warranty to unpack the hidden risks and unexpected expenses of your first year in a new home.

You’ll learn:

• The difference between a home warranty and homeowners insurance

• What coverage really looks like
• How to protect your budget and peace of mind
• And the kinds of situations you’d never expect (seriously!)

🎯 Whether you're buying, selling, or investing, this episode is packed with insights to help you protect your biggest investment.

Whether you're buying your first home, selling, or investing, this episode equips you with real answers and smart strategies.

📞 Have questions? Contact the experts:

👉 For real estate help: Angela Dillmon – 314-277-7713

👉 For home warranty quotes and info: David Specter, Choice Home Warranty – 314-707-3441

🔗 Homeowner or future buyer? Track your home’s value, equity, and market trends with FREE Homebot access: https://hmbt.co/HZmjRn

🎧 Listen now on Spotify & Youtube

✅ Don’t forget to follow, rate ⭐⭐⭐⭐⭐, and share with a new or future homeowner!

#HomeWarranty #RealEstateTips #HomeOwnership #FirstTimeHomeBuyer #AngelaDillmon #ChoiceHomeWarranty #DavidSpecter #HomeMaintenance #RealEstatePodcast #StLouisRealEstate #HomeProtection #TheFunAndTheMentals #SpotifyPodcast

What actually proves you own your home? A deed? A mortgage? Your name on the mailbox? 🏠

In Episode 66 of The Fun and the Mentals of Real Estate, Angela Dillmon (Keller Williams Realty Chesterfield, The Dillmon Group) and Glen Calvin (Guild Mortgage) break down the often misunderstood question: What legally and officially proves homeownership?

We’re diving into:
✔️ What documentation legally shows ownership
✔️ The difference between deeds, titles, and mortgages
✔️ Why having a mortgage doesn’t mean you don’t own your home
✔️ How to make sure your ownership is properly recorded
✔️ What to do if you inherit a house or think your name isn’t on the right documents

📲 Angela Dillmon – Realtor, KW Chesterfield
Call/Text: 314-277-7713

📲 Glen Calvin – Lender, Guild Mortgage
Call/Text: 314-249-6861

💻 Get FREE access to your home's value + market insights with Homebot:
👉 https://hmbt.co/HZmjRn

🎯 Don’t miss this essential episode if you:

• Own a home and want to confirm your ownership is protected

• Are buying or selling and want to understand the legal side

• Inherited property or plan to pass one on

➡️ Follow us on Spotify and turn on notifications so you never miss real talk about real estate!
🎙️ The Fun and the Mentals of Real Estate – where we mix expert advice with real conversations to help you make smart moves in today’s market.

#HomeOwnership #DeedVsTitle #RealEstatePodcast #AngelaDillmon #GlenCalvin #TheDillmonGroup #GuildMortgage #KellerWilliamsChesterfield #HowToProveHomeOwnership #HomeBuyingTips #HomeSellingAdvice #MissouriRealEstate #SpotifyPodcast #RealEstateEducation #Homebot

📍 In this value-packed episode of The Fun and the Mentals of Real Estate, Angela Dillmon of Keller Williams Realty Chesterfield and Glen Calvin, lender at Guild Mortgage, break down one of the most misunderstood parts of the home buying process—the appraisal.

💡 Want to know what REALLY determines the value of your home?
Spoiler: it’s not just square footage or fancy upgrades.

Angela and Glen walk you through:

• Why appraisals matter for your mortgage

• How lenders use appraisals as part of a 3-point evaluation triangle

• What items do and don’t affect value (yes, your washer/dryer matters!)

• How appraisers choose comps—and why your neighbor’s sale price might not matter

• What happens when the appraisal comes in low (and what your options are)

• The difference between FHA, VA, and Conventional loan appraisal requirements

• How appraisal timelines work with inspections and contract deadlines

• The truth behind why lenders can’t influence appraisers anymore

📈 If you’re buying, selling, or refinancing, this episode is essential listening for understanding how appraisals can make or break your deal—and how to be prepared.

🎯 Whether you're a first-time buyer or seasoned investor, don’t miss the straight talk on how home values are truly determined and what steps you can take to protect your offer and your financing.

🔗 FREE Home Value Tool!
Curious what your home is worth right now? Get your personalized home report with market insights → https://hmbt.co/HZmjRn

📲 Contact Angela Dillmon (Realtor® | Keller Williams Realty Chesterfield)
📞 314-277-7713
📲 Contact Glen Calvin (Lender | Guild Mortgage)
📞 314-249-6861

🎧 Listen now on Spotify.
💬 Like, follow, and share to help more buyers & sellers get the knowledge they need.

👉 Subscribe for more wealth-building insights & real estate strategies every week.

#RealEstatePodcast #HomeAppraisal #HomeValue #RealEstateTips #MortgageAdvice #AngelaDillmon #GlenCalvin #KellerWilliams #GuildMortgage #StLouisRealEstate #WealthBuilding #HouseHunting #RealEstateExplained #SpotifyPodcasts #FunAndMentalsOfRealEstate

Buying a home is exciting—but let’s be honest, it’s also one of the most stressful things you’ll ever do. So why is that? In this episode of The Fun and the Mentals of Real Estate, Angela Dillmon of Keller Williams Realty Chesterfield and Glen Calvin of Guild Mortgage unpack the emotional rollercoaster of buying a home.

Angela and Glen use a wedding as the perfect metaphor for what it's like to go from accepted contract to closing table: you’re engaged, emotions are high, and there’s a whole team you need to make it to the big day. From loan snags to credit missteps, quitting your job too soon, opening new credit lines, and even taking a maternity leave—this episode is packed with real stories and actionable advice to help buyers avoid the pitfalls that could delay or derail your closing.

What You’ll Learn in This Episode:

• Why communication with your lender is non-negotiable

• How last-minute financial decisions can ruin your loan

• What documents matter (and why signing without reading is a bad idea)

• The truth about “12 months same as cash” purchases

• How taxes, job changes, and insurance choices can impact your approval

• Tips to protect your debt-to-income ratio before closing

• What your "home buying team" really looks like

🎯 Whether you’re buying your first home or your fifth, this episode is a must-listen to reduce stress and increase success.

📲 Thinking about buying or selling? Contact Angela Dillmon with The Dillmon Group at Keller Williams Realty Chesterfield today:
📞 Call/text: 314-277-7713💬 Have lending questions or need pre-approval guidance? Glen Calvin at Guild Mortgage is here to help:
📞 Call/text: 314-249-6861

💰 Want to track your home value like a pro?
👉 Get FREE access to Homebot

✅ Follow us on Spotify and never miss an episode of The Fun and the Mentals of Real Estate.
💬 Like, rate, and share this podcast to help others navigate the real estate journey with confidence!

You’ve celebrated your accepted offer—but are you really in the clear? Not so fast. 🛑 In Episode 63 of The Fun and the Mentals of Real Estate, hosts Angela Dillmon (Keller Williams Realty Chesterfield & Owner of The Dillmon Group), Glen Calvin (Lender at Guild Mortgage) and Joshua Gulledge (The Dillmon Group) break down the surprising ways buyers can STILL lose a home after the offer is accepted.

From missed deadlines and earnest money mishaps to lender switch-ups and title snags—this episode is a must-listen for any buyer who wants to actually make it to the closing table.

🎯 Here's what you'll learn:

• What contingencies really mean and how they can cost you the home

• Why earnest money isn’t just a formality

• How title issues and old judgments can ruin your deal

• The critical timing of inspections, appraisals, and lender paperwork

• Why choosing the right team—agent, lender, and title company—makes ALL the difference

  
  

💡 Pro Tip: An accepted offer is just the beginning. Tune in to learn how to avoid the most common (and costly) pitfalls that derail deals.

📞 Contact Your Wealth-Building Partners:
👉 Selling a home? Call Angela Dillmon – 314-277-7713
👉 Buying a home? Reach out to Joshua Gulledge – 314-757-6046
👉 Need a loan or mortgage advice? Contact Glen Calvin – 314-249-6861

🎁 BONUS: Get Free Access to Homebot!
Track your home value, equity, and smart refinance options with this powerful tool: https://hmbt.co/HZmjRn

💬 Like, Follow, and Share if you’re buying soon or just want to stay ready in today’s market.
🎧 Now streaming on Spotify

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People are always shocked when they get that tax bill. But the question is… how high can it actually go?"

In this episode of The Fun and the Mentals of Real Estate, Angela Dillmon (Keller Williams Realty Chesterfield & owner of The Dillmon Group) and Glen Calvin (Lender at Guild Mortgage) break down the mystery behind property taxes—how they’re assessed, what triggers increases, and what every homeowner needs to know to avoid surprises.

Whether you're a first-time buyer, longtime homeowner, or investor, understanding property taxes is critical to protecting your financial future.

🎯 We’re covering:

• What causes property taxes to spike

• How reassessments really work

• The role of home improvements

• Tips to prepare for your next tax bill

• When to challenge your assessment

🎧 Listen now on Spotify and share this episode with someone who just opened their reassessment letter in shock.

📆 Need help with your property tax reassessment or have real estate questions?
🗓️ Schedule a 1:1 with Angela here: https://calendly.com/thedillmongroup/tax-assessment-thedillmongroup
📞 Call Angela at 314-277-7713 (The Dillmon Group | Keller Williams Chesterfield)

💰 Have questions about how your taxes impact your mortgage or loan approval?📞 Reach out to Glen Calvin at 314-249-6861 (Lender | Guild Mortgage)

📊 Want to know what your home is worth (without the guesswork)?👉 Get FREE access to your personalized Homebot report here: https://hmbt.co/HZmjRn