The Fun and the Mentals of Real Estate

Real estate appraisals explained: What determines home value? | EP. 65


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šŸ“ In this value-packed episode of The Fun and the Mentals of Real Estate, Angela Dillmon of Keller Williams Realty Chesterfield and Glen Calvin, lender at Guild Mortgage, break down one of the most misunderstood parts of the home buying process—the appraisal.

šŸ’” Want to know what REALLY determines the value of your home?
Spoiler: it’s not just square footage or fancy upgrades.

Angela and Glen walk you through:

  • Why appraisals matter for your mortgage

  • How lenders use appraisals as part of a 3-point evaluation triangle

  • What items do and don’t affect value (yes, your washer/dryer matters!)

  • How appraisers choose comps—and why your neighbor’s sale price might not matter

  • What happens when the appraisal comes in low (and what your options are)

  • The difference between FHA, VA, and Conventional loan appraisal requirements

  • How appraisal timelines work with inspections and contract deadlines

  • The truth behind why lenders can’t influence appraisers anymore

šŸ“ˆ If you’re buying, selling, or refinancing, this episode is essential listening for understanding how appraisals can make or break your deal—and how to be prepared.

šŸŽÆ Whether you're a first-time buyer or seasoned investor, don’t miss the straight talk on how home values are truly determined and what steps you can take to protect your offer and your financing.

šŸ”— FREE Home Value Tool!
Curious what your home is worth right now? Get your personalized home report with market insights → https://hmbt.co/HZmjRn

šŸ“² Contact Angela Dillmon (RealtorĀ® | Keller Williams Realty Chesterfield)
šŸ“ž 314-277-7713
šŸ“² Contact Glen Calvin (Lender | Guild Mortgage)
šŸ“ž 314-249-6861


šŸŽ§ Listen now on Spotify.
šŸ’¬ Like, follow, and share to help more buyers & sellers get the knowledge they need.

šŸ‘‰ Subscribe for more wealth-building insights & real estate strategies every week.

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The Fun and the Mentals of Real EstateBy Angela Dillmon and Glen Calvin