The Fun and the Mentals of Real Estate

The Fun and the Mentals of Real Estate | EP. 61: Missouri Senior Tax Freeze: How to Apply Before the June 30 Deadline

In this episode of The Fun and the Mentals of Real Estate, hosts Angela Dillmon and Glen Calvin break down the Missouri Senior Tax Freeze and how you can take advantage of this program before the fast-approaching June 30 deadline.

If you're a senior homeowner in Missouri, this tax freeze could be your key to reducing property tax increases, offering you financial relief as home values rise. Angela, a trusted real estate agent with Keller Williams Realty Chesterfield and the Dillmon Group, and Glen, a lender at Guild Mortgage, explain exactly how the program works, who qualifies, and the steps you need to take to apply—especially important if you're in the midst of planning for your future.

Get Ahead of the Deadline!
Listen in as Angela and Glen discuss tips and tricks for applying in various counties, including St. Louis County, St. Charles County, Jefferson County, and Franklin County. Don’t miss out on this chance to freeze your property taxes and keep more money in your pocket!

Links to Apply for Senior Tax Freeze by County:

• St. Louis County Senior Tax Freeze Application

• St. Charles County Senior Tax Freeze Application

• Jefferson County Senior Tax Freeze Application

• Franklin County Senior Tax Freeze Application

  
  

BONUS!
Stay ahead in your real estate journey by gaining FREE access to Homebot, a valuable tool that helps you track your home’s value and equity. Click here for free access!

For more real estate tips, financial advice, and all things related to buying, selling, and managing property, be sure to hit subscribe and join Angela and Glen every week on The Fun and the Mentals of Real Estate.

Have questions or need assistance? Contact Angela at 314-277-7713 or Glen at 314-249-6861 to discuss how this could impact you and your property taxes.

Don't forget to rate and review us on Spotify! The more reviews, the more people we can help!

#MissouriSeniorTaxFreeze #RealEstateTips #PropertyTaxRelief #RealEstateMissouri #HomeValue #Homebot

Retirement isn’t just about having a nest egg—it’s about ensuring financial stability, maintaining your ideal lifestyle, and making smart real estate decisions that support your future. In this must-listen episode of The Fun and the Mentals of Real Estate, Angela Dillmon (Keller Williams Realty Chesterfield, The Dillmon Group) and Glen Calvin (Guild Mortgage) sit down with Michelle Perry (Financial Advisor, Triad Financial Group) to discuss the realities of retirement and the critical steps to take now.

🔎 What You’ll Learn:🏡 Is your home helping or hurting your retirement plans? Downsizing, reducing real estate taxes, and cutting hidden costs.
💡 Can you afford to retire? How to assess income, social security, and withdrawal rates (keep it under 5%!).
📉 What if your income tightens? HELOCs, reverse mortgages, and other solutions to avoid financial strain.
🕰️ When should you start planning? The critical age milestones to consider (hint: don’t wait until 55+!).
📊 How to track your spending habits: Download bank statements and get real about where your money is going.

💡 Pro Tip: Many retirees underestimate expenses but can state their income within $300/month. Are you tracking both?

🎙️ Guest Expert: Michelle Perry, Financial Advisor, Triad Financial Group
📞 Call/Text: 314-392-6807 | ✉️ [email protected]

📞 Need expert guidance?
🔹 Looking to buy, sell, or downsize? Call/Text Angela Dillmon, Realtor® at 314-277-7713
🔹 Need mortgage solutions for retirement? Call/Text Glen Calvin, Lender at 314-249-6861

🔗 Get Free Home Equity & Market Insights! Sign up for Homebot → https://hmbt.co/HZmjRn

📢 Like, Subscribe & Follow for more expert real estate and financial insights!
🎧 Listen on Spotify & YouTube
💬 Comment below: What’s your biggest retirement concern?

Life happens fast—are you truly prepared for the unexpected? In this must-listen episode, Angela Dillmon (Keller Williams Realty Chesterfield, The Dillmon Group) and Glen Calvin (Guild Mortgage) sit down with Michelle Perry, a financial planner from Triad Financial Group, to dive deep into estate planning, financial readiness, and real estate strategies that protect your future.

🔹 Key Takeaways:
✔️ Essential estate planning checklist for homeowners
✔️ How to structure your assets to avoid probate headaches
✔️ The financial steps to take NOW for long-term security
✔️ Real estate strategies to safeguard your home & investments
✔️ Must-have legal documents to protect your family

🏡 Planning for tomorrow starts today! Don’t wait for a crisis—get ahead and take control of your financial future.

📞 Questions about your real estate journey? Call Angela at 314-277-7713 or Glen at 314-249-6861.

🔗 Get FREE access to Homebot for personalized home value insights! 👉 https://hmbt.co/HZmjRn

🎧 Listen now on Spotify! 🚀 Follow & share to help others get prepared!

#EstatePlanning #FinancialSecurity #RealEstatePlanning

Are you making the most of your money when it comes to real estate and wealth building? In this episode of The Fun and the Mentals of Real Estate, we dive into smart budgeting strategies that fast-track your financial success—whether you're a homeowner, investor, or first-time buyer.

🔑 What You’ll Learn:
✅ How to optimize your budget for homeownership and investments
✅ Wealth-building strategies from top real estate and finance pros
✅ Common financial mistakes that slow down your success—and how to avoid them
✅ Real-life budgeting hacks that actually work

Join Angela Dillmon (Keller Williams Realty Chesterfield, The Dillmon Group), Glen Calvin (Lender at Guild Mortgage), and special guest Michelle Perry (Financial Planner, Triad Financial Group) as they break down proven strategies to help you master your money and build long-term wealth.

💰 Get a Free Home Value & Market Report! → https://hmbt.co/HZmjRn

📞 Got Questions? Let's Talk!
Angela Dillmon: 314-277-7713
Glen Calvin: 314-249-6861

🎧 Listen now on Spotify and YouTube!
💬 Drop your biggest budgeting challenge in the comments & tag a friend who needs to hear this!

Ever felt uneasy negotiating with a seller? You’re not alone! In this episode of The Fun and the Mentals of Real Estate, we break down why homebuyers often struggle with negotiations—and how to turn that discomfort into confidence.

Join Angela Dillmon (Keller Williams Realty Chesterfield, The Dillmon Group), Glen Calvin (Lender at Guild Mortgage), and special guest Joshua Gulledge (Buyer Specialist) as they uncover strategies to negotiate like a pro, avoid costly mistakes, and land the best deal possible.

🔹 Why negotiating feels so awkward in real estate
🔹 How to confidently approach sellers with your offer
🔹 Common pitfalls buyers make—and how to avoid them
🔹 Insider tips from top real estate experts

🚀 Take the stress out of home buying!
✅ Get free access to Homebot: https://hmbt.co/HZmjRn
📞 Contact Angela: 314-277-7713
📞 Contact Glen: 314-249-6861

🎧 Listen now on Spotify, Apple Podcasts, and YouTube! Don’t forget to like, share, and follow for more expert real estate tips. #RealEstateNegotiation #HomeBuyingTips #RealEstatePodcast

You found the perfect home, competition is fierce, and your agent suggests waiving the inspection to strengthen your offer… but is it worth the risk? 😳

In this episode of The Fun and the Mentals of Real Estate, Angela Dillmon (Keller Williams Realty Chesterfield, The Dillmon Group), Glen Calvin (Guild Mortgage), and Buyer Specialist Joshua Gulledge uncover:

🏡 When waiving an inspection can give you an edge
⚠️ Hidden pitfalls that could cost you thousands
💰 How it impacts financing and future resale value

Before you make a costly mistake, listen in! 🎧

📞 Questions? Let’s talk!
🔹 Angela Dillmon – 314-277-7713
🔹 Glen Calvin – 314-249-6861

📊 Track your home’s value for FREE with Homebot! 👉 https://hmbt.co/HZmjRn

🔥 Hit play now on Spotify & share with fellow buyers!

#RealEstatePodcast #WaivingInspection #HomeBuyingRisks #SmartInvesting #TheFunAndTheMentalsOfRealEstate

When buying a home, is price the only thing that matters? Or are there other crucial factors that can make or break your decision? In this episode of The Fun and the Mentals of Real Estate, hosts Angela Dillmon (Keller Williams Realty Chesterfield, The Dillmon Group) and Glen Calvin (Lender at Guild Mortgage) sit down with Buyer Specialist Joshua Gulledge to break it all down!

👉 Should you always go for the lowest price?
👉 How do interest rates, loan terms, and market conditions affect affordability?
👉 What hidden costs should buyers consider before making an offer?

Whether you’re a first-time homebuyer or a seasoned investor, this episode is packed with insider insights to help you make a smart, strategic home purchase.

📲 Need expert guidance?
🔹 Call Angela: 314-277-7713 (Real Estate)
🔹 Call Glen: 314-249-6861 (Mortgage & Financing)
🔹 Get free access to Homebot for personalized home value insights: https://hmbt.co/HZmjRn

💬 Enjoy the episode? Don't forget to subscribe, rate, and share to help more buyers make confident decisions! Catch us on Spotify and YouTube! #RealEstatePodcast #HomeBuyingTips #MortgageRates #TheDillmonGroup #GuildMortgage #Homeownership

When a real estate agent walks through a home, they see way more than just the obvious defects. So, what exactly do pros look for beyond cracks in the foundation and leaky faucets? In this episode of The Fun and the Mentals of Real Estate, Angela Dillmon (Keller Williams Realty Chesterfield, The Dillmon Group) and Glen Calvin (Guild Mortgage) are joined by Buyer Specialist Joshua Gulledge to break down the hidden details that can make—or break—a home purchase.

💡 Key Takeaways:
✔️ How agents assess resale potential 🔄
✔️ Red flags buyers often miss 🚩
✔️ Neighborhood & market insights 📍
✔️ Strategic negotiation advantages 💰

🎧 Listen now on Spotify, Apple Podcasts, and YouTube!

📞 Have questions? Call us!
Angela Dillmon: 314-277-7713
Glen Calvin: 314-249-6861

💰 Want to track your home’s value for FREE? Get instant insights here: https://hmbt.co/HZmjRn

👉 Subscribe & follow for expert real estate tips!

#RealEstatePodcast #HomeBuyingTips #HouseHunting

Bringing the wrong people to a home showing or missing key red flags could cost you big time! 🏡 In this episode ofThe Fun and the Mentals of Real Estate, we’re breaking down the biggest mistakes buyers make during showings—and how to avoid them.

HostsAngela Dillmon (Keller Williams Realty Chesterfield, The Dillmon Group) andGlen Calvin (Guild Mortgage) are joined byBuyer Specialist Joshua Gulledge to share expert advice on:

✅ Who should (and shouldn’t) come with you to a showing
✅ How your agent can make or break the experience
✅ Common buyer missteps that could cost you the perfect home
✅ Key things to look for (and what to ignore) during a tour

If you're serious about finding the right home, this episode is a must-listen!

📞Have questions? Contact us!
🏠Angela Dillmon: 314-277-7713
💰Glen Calvin: 314-249-6861

🎯Get free access to Homebot! Track your home’s value & market trends 👉https://hmbt.co/HZmjRn

🔔Follow & Subscribe! Listen onSpotify and YouTube for more expert real estate insights. #HomeBuying #HouseHunting #RealEstateTips #Realtor #Mortgage

Buying a home? Don’t get caught off guard! In this episode of The Fun and the Mentals of Real Estate, we’re diving into seller disclosures—what they must reveal and what they might not. 🏡💡

Join Angela Dillmon (Keller Williams Realty Chesterfield, The Dillmon Group), Glen Calvin (Lender at Guild Mortgage), and Buyer Specialist Joshua Gulledge as they break down:
✅ Key disclosures sellers are legally required to make
✅ Red flags to watch for in a home purchase
✅ How to protect yourself from hidden issues

🔑 Thinking about buying or selling? Get expert guidance today!
📞 Call Angela: 314-277-7713
📞 Call Glen: 314-249-6861

💰 Want to track your home’s value & market trends? Get FREE access to Homebot ➡️ https://hmbt.co/HZmjRn

🎧 Listen now on Spotify, Apple Podcasts, and YouTube! 🔥 Don't forget to like, subscribe, and share with anyone thinking about buying a home! #RealEstatePodcast #HomeBuyingTips #SellerDisclosures