What is your retirement number? Everyone should have one. Most people's number is too low, so you really need to try and calculate how much money you will need to have invested to create a decent stream of income for thosee post-work years. Then, we take your questions:

Should a target-date fund be held in a non-qualified, taxable account?

Instead of investing, why not just keep everything in one of today's high-yield money market products?


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How Much is Needed?

34-year financial talk radio veteran, Don McDonald and former host of Serious Money on PBS, Tom Cock, join forces to talk about real money issues. In each episode, they solve real money problems, dole out real investing (not speculating) advice, and really explain the financial issues that effect all of us. Plus, it's actually fun! Talking Real Money is a podcast designed to provide the real help we all need to enjoy a really great future. Call in with your questions anytime at 855-935-TALK (8255).

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How To

Is it a mutual fund? Is it an annuity? Can one investment met everyone's retirement needs? That's seems to be the claim of the complex BlackRock LifePath Paycheck funds. Plus, we talk about Warren Buffett's take on corporate taxes and how individuals could all end up paying no income taxes. We also discuss the workings of the "backdoor" Roth IRA. Then, listeners want to know:

Nearing retirement is a fiduciary adviser needed and what should one cost?

The name of the book Tom mentioned about Crazy Eddie?


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Magic Money Machine

Gold has gotten hot again, but just because you can get a bar at Costco is it a decent investment? We look hack at the history and returns of gold over decades and longer. Plus, we take some listener questions:

Where can information be found on a school districts's 403b plan?

In what account order should money be withdrawn for a college education?


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Gold is Not Investing

On this week's Friday Q&A:

Does more money in emerging markets make sense?

What should be done with an 401k now that Vanguard has sold their servicing?

Are these two funds diversified enough?

Is there any way to calculate future call option premiums?


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Queries and Responses

There aren't many ways to improve your odds while investing in stocks. So, why have investors like Warren Buffet been so successful and why do we belive in factor investing? Plus listeners want to know:

Why do we suggest more expensive products from firms like Avantis and Dimensional?

What are the differences between a 403b and a Roth IRA?


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Big Investing Factors

Don't be fooled by "money illusions." We are often confused about money math, particularly when it comes to the impacts of inflation. Our financial psycology can lead us to make bad decisions.  The callers have questions about:

Financial Planning for a Special Needs Family Member

Estate Planning Strategies for Passing Wealth to Grandchildren

Balancing Risk Tolerance with Retirement Savings

Directing Inheritance to Grandchildren

Understanding Indexed Annuities


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How Much is Needed?

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