Most people think a dual occupancy costs the land plus the build, and that single assumption is what gets them stuck halfway through.

If you're planning your first dual occupancy and trying to work out whether you can actually afford it, watch this before you commit a dollar.

The real question isn't what it costs to build. It's how much money you need access to before you start.

The build is the biggest number, but it's never the whole project. Before construction there's the site, stamp duty, design, planning and consultants. While it runs there's interest, rates and holding costs that stack up over twelve to eighteen months.

This is the full picture, from the day you settle on the site to the day you sell, refinance or hold it long term. That's the window you actually need to fund.

🔥 You'll learn

• The real project cost beginners always miss
• The contribution benchmark lenders actually expect
• Cash versus equity, what banks allow
• Where the money actually gets spent
• The holding cost trap that catches beginners
• How much buffer you really need
• Why you need a development finance broker
• LVR and GRV explained simply
• The four-point checklist before you commit

👇 Chapters

00:00 Intro

01:08 The Money Question

02:03 Where the Money Actually Goes

07:11 The Benchmark

08:52 Cash Versus Equity

09:59 A Couple of Finance Terms

11:58 The Biggest Risk

12:37 The Four Point Checklist

14:34 Next Steps

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