On today's podcast Gracia Holmes shares how personal development saved her life. 

Gracia is a social worker turned confidence coach and owner of Warm&Rooted. She helps others through a journey of self-discovery to build confidence to go after the life they truly want. Her career has taken her from working with adults with severe and persistent mental illness to entrepreneurship in the coaching space. Miss Holmes' coaching program has allowed her to showcase her talents in ways that feel authentic. She is passionate about seeing others thrive in their unique way. Her motto is "putting the fears aside and focusing on that I am dope."

WHAT GRACIA DISCUSSED:
- Her personal journey and how she found herself in a financial yo-yo pattern in her mid-twenties
- How a lack of confidence was leading her towards financial struggles and bankruptcy
- The strategies and steps she took to turn her life around
AND MUCH MORE

HOW TO KEEP UP WITH GRACIA:
Her website:https://www.warmnrooted.com/
Instagram: https://www.instagram.com/Warmnrooted/


❤ Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books

❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: clevergirlfinance.com/course-packages/

❤ Read the Clever Girl Finance Blog: clevergirlfinance.com/blog

❤ Follow us on Instagram: instagram.com/clevergirlfinance

305: How Personal Development Saved Gracia From Financial Ruin

The Clever Girls Know Podcast is brought to you by Clever Girl Finance, one of the largest personal finance media/education platforms for women in the U.S.  that empowers women to ditch debt, save money and build real wealth in order to live life on their own terms! 

Hosted by founder and CEO of Clever Girl Finance, Bola Sokunbi, the podcast shares open and honest conversations with real women at different stages of their financial and life journeys to inspire and motivate other women on their own journeys too!

- Get the Clever Girl Finance Roadmap today! It's completely free! Plus get our free budgeting & debt prioritization worksheets too: https://www.clevergirlfinance.com/financial-roadmap/

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Steph is a mother of two beautiful girls and lives in Naarm in Melbourne, Wurundjeri Country, Australia.  On today’s episode of the podcast, Steph shares how she’s leveraged goal setting to achieve her financial goals. She has been following Clever Girl Finance for at three years and breakdowns how she’s achieved her recent amazing financial accomplishments as well as her long term financial goals.


WHAT STEPH DISCUSSED:
*How she went about improving her financial literacy
*The mindset shifts she made to get promoted at work and increase her income, pay for her car in cash and max out her emergency savings
*How she’s becoming a role model to her daughters as a single parent
How leveraging the CGF goal setting approach has been a game-changer for her
AND MUCH MORE


HOW TO KEEP UP WITH STEPH:
- Via LinkedIn: https://www.linkedin.com/in/stephanie-may-41838049



❤ Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books

❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: clevergirlfinance.com/course-packages/

❤ Read the Clever Girl Finance Blog: clevergirlfinance.com/blog

❤ Follow us on Instagram: instagram.com/clevergirlfinance

328: How Steph Has Used Intentional Goal Setting To Achieve Her Financial Goals

On this episode of the podcast, Ashlee Sang joins us to share how she manages her personal and business finances as she builds her marketing consulting business.

Through Ashlee Sang Consulting and as host of the Purpose & Progress Podcast, Ashlee equips conscious and caring leaders to take confident, meaningful action in alignment with their values. She believes that when business feels and does good, revenue and impact will follow.

WHAT ASHLEE DISCUSSED:
* How she has navigated the financial aspect of launching her business while ensuring her personal finances remains stable
* How she has created and maintained budgets for both  her business and personal finances.
* How she’s navigated income fluctuations in business
* Her favorite tools and resources to run her business
AND MUCH MORE


HOW TO KEEP UP WITH ASHLEE:
Via her website: https://www.ashleesang.com/clever
On LinkedIn: https://linkedin.com/ashleesang
On Instagram: https://www.instagram.com/ashleesangconsulting


❤ Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books

❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: clevergirlfinance.com/course-packages/

❤ Read the Clever Girl Finance Blog: clevergirlfinance.com/blog

❤ Follow us on Instagram: instagram.com/clevergirlfinance

327: How Ashlee Has Managed Her Personal AND Business Finances To Build Her Marketing Business

Today Anna N’Jie-Konte joins us to discuss how women can protect themselves financially in romantic relationships

Anna is the President of Re-Envision Wealth and the host of the Financial Powerhouse podcast. Having spent her childhood watching the strong women around her live lives dictated by their bank balances, she’s on a mission to rewrite the money stories of women of color. 

She is a proud Puerto Rican, Gambian-American who is committed to building a financial industry where access to excellent, values-aligned financial advice is the norm, not the exception.


WHAT ANNA DISCUSSED:
* Her personal story and why financial wellness for women in relationships is so important.
* Early signs in relationships that indicated a healthy or unhealthy approach to financial matters.
* How women should approach the topic of finances with their partners.
* The importance of legal agreements such as prenuptial agreements for protecting financial interests and how this is also a personal decision.
* Warning signs that women should be aware of regarding financial abuse.
* Insights on how women should prepare financially for major life changes such as marriage, children, or divorce.


HOW TO KEEP UP WITH ANNA:
Via her website: https://www.annanjiekonte.com
On LinkedIn: https://www.linkedin.com/in/annanjie/
On Twitter and Instagram: @anjiekonte



❤ Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books

❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: clevergirlfinance.com/course-packages/

❤ Read the Clever Girl Finance Blog: clevergirlfinance.com/blog

❤ Follow us on Instagram: instagram.com/clevergirlfinance

326: How Women Can Protect Themselves Financially In Romantic Relationships With Anna N’Jie - Konte

On this episode, Giovanna Gonzalez shares key tips on how to navigating family dynamics and preparing for parental retirement.

Giovanna "Gigi" Gonzalez is a TikTok influencer, financial educator, and author of the bestselling book Cultura and Cash. During The Great Resignation, she quit her 10 year corporate career to pursue her true passion: teaching financial literacy to young adults.

She also teaches personal finance and career navigation for First Gen at various organizations and on her TikTok account @thefirstgenmentor. She was named 40 under 40 by the Hispanic Alliance for Career Enhancement, "Latinx to Watch" by Hispanic Executive Magazine and Top 25 Creator by Fast Company.


WHAT GIGI DISCUSSED:
1. Her personal journey as a First Gen Latina navigating the complexities of personal finances and family dynamics
2. The importance of balancing family expectations with personal financial wellness. 
3. How she’s supporting and helping her dad prepare for retirement.
4. How to shift your money mindset and view money as a tool for self-care and empowerment
5. Advice for listeners who are eager to start taking control of their finances and building a life they love, while also considering their family's well-being


HOW TO KEEP UP WITH GIGI:
Pick up Gigi’s book at https://www.culturaandcash.com
Her website: https://www.thefirstgenmentor.com/
Instagram: https://www.instagram.com/gigithefirstgenmentor/
LinkedIn: https://www.linkedin.com/in/giovannagonzalez/
TikTok: https://www.tiktok.com/@thefirstgenmentor



❤ Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books

❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: clevergirlfinance.com/course-packages/

❤ Read the Clever Girl Finance Blog: clevergirlfinance.com/blog

❤ Follow us on Instagram: instagram.com/clevergirlfinance

325: Navigating Family Dynamics And Preparing For Parental Retirement With Giovanna Gonzalez

Norly was born in Brooklyn, NY and family is from Haiti. She taught middle school English for three years before becoming a securities attorney. She loves to work out, travel and talk about personal finance with family and friends!

WHAT NORLY DISCUSSED:
1. The concept of parallel planning for retirement and how are she and your mom embarking on this journey together
2. When she decided she wanted to retire early (FIRE) and her 
3. The key financial strategies she’s employing for her early retirement plans
AND MUCH MORE

❤ Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books

❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: clevergirlfinance.com/course-packages/

❤ Read the Clever Girl Finance Blog: clevergirlfinance.com/blog

❤ Follow us on Instagram: instagram.com/clevergirlfinance

305: How Personal Development Saved Gracia From Financial Ruin

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