GUEST - Tshiamo Molanda, Head of Youth & Mass Market Segments at Standard Bank.

From rising living costs and growing debt to savvy budgeting and intentional spending, the data tells a compelling story: today’s youth are not reckless spenders, but resilient and pragmatic decision-makers. We explore key trends like essentials-driven spending, strategic credit usage, the surge in Buy Now Pay Later (BNPL), and first-time home and vehicle ownership under financial pressure.

Molanda shares powerful insights into how this generation is balancing short-term needs with long-term goals, all while supporting extended families and protecting their futures with funeral cover and tax-free savings. Kaya FM