Retire at New Heights with Johnnie Roberts

How Taxes Affect Income in Retirement


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In this episode, Johnnie explains that “income” isn’t the real number—after-tax income is. He walks through how traditional retirement withdrawals, Roth conversions, and tax brackets interact, then shares a client example where Roth conversion amounts had to be reduced to preserve health insurance subsidies before Medicare. The conversation reinforces that retirement planning is fluid and should be reviewed every year as life changes.

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Retire at New Heights with Johnnie RobertsBy Johnnie Roberts