Retire at New Heights with Johnnie Roberts

In this episode, Johnnie Roberts explains why you shouldn't forget about your retirement savings when changing jobs. Many people accumulate multiple 401(k) accounts throughout their careers without realizing the options available to them. Johnnie discusses how rolling an old 401(k) into a personal IRA may provide greater flexibility, more investment choices, and additional opportunities for tax planning and retirement income strategies. Discover why understanding your options and taking ownership of your retirement savings can help you build a stronger financial future.

In this episode, Johnnie Roberts challenges you to think beyond simply reaching retirement and settling for what you've saved. Retirement should be a time to pursue new goals, explore opportunities, and make the most of your money. Johnnie explains how continued financial planning, a willingness to learn, and guidance from a trusted advisor can help you maximize your retirement income, reduce taxes, support the people and causes you love, and retire at new heights.

In this episode, Johnnie Roberts and Andrew Pappas continue the shopping analogy by discussing “window shopping” in retirement planning. They share examples of clients who discovered that assumptions about retirement income, taxes, Roth conversions, and other financial strategies were not always accurate or complete. The conversation highlights the value of exploring what is available, asking questions, and refusing to settle for a strategy simply because it is familiar. The goal is to understand your choices and find tools that fit the retirement you want to create.

In this episode, Johnnie Roberts and Andrew Pappas compare retirement planning to walking into a store and asking for help finding exactly what you need. Instead of wandering the aisles alone or assuming your current strategy is your only option, they encourage retirees to ask questions, explore alternatives, and get a second opinion. Andrew explains how retirement strategies and financial tools continue to evolve, making ongoing education valuable even for people who already feel confident about their plans.

In this episode, Andrew Pappas explains who can benefit from working with New Heights and what the planning process looks like. From younger investors building retirement savings to retirees deciding how to turn those savings into income, Andrew emphasizes an education-first approach rather than a high-pressure sales process. He also explains why retirement can become overwhelming when multiple advisors are working independently and how having someone look at the entire financial picture can help identify potential tax, Medicare, and income issues before they become problems.

In this episode, Johnnie Roberts introduces Andrew Pappas, the newest addition to the New Heights team. Andrew shares how he entered the insurance industry nearly a decade ago, what drew him toward the complexity of retirement planning, and why partnering with Johnnie and New Heights felt like a natural fit. They also discuss the importance of simplifying the many moving pieces of retirement and building a successful life without sacrificing the people and priorities that matter most.

In this episode, Johnnie and Hary explore self-directed brokerage accounts and the additional flexibility they may offer inside some employer retirement plans. They compare three approaches—doing it yourself, using a 401(k) Optimizer for guidance, and having professionals actively manage the strategy—and explain why understanding all the options available within your plan can help you build a more personalized retirement strategy.

In this episode, Johnnie and Hary shift the conversation from chasing returns to protecting the wealth you have already built. Using sports analogies, they explain why a strong retirement strategy needs both offense and defense. As retirement approaches, avoiding catastrophic losses can become increasingly important, making active risk management an essential part of your overall game plan.

In this episode, Johnnie and Hary Sastro take a closer look at the 401(k) Optimizer and how it can help employees move beyond the traditional set-it-and-forget-it approach. They discuss how personalized recommendations, ongoing monitoring, and regular adjustments can help investors respond to changing markets while keeping their long-term retirement goals in focus.

In this episode, Johnnie welcomes financial planner Hary Sastro to discuss why retirement planning requires more than simply contributing to a 401(k) and hoping for the best. Hary explains how your investment strategy should change as you move through different stages of life and introduces the 401(k) Optimizer as a way to create a more personalized approach based on your goals and risk tolerance.