Consumers continue to spend big during the festive season and with the rush to get the best deal, whether in-store or online, comes an increased risk of theft, and fraud.

Online a virtual army of cybercriminal organizations has spread across the globe with one goal in mind: to access the value of data, says Bevan Smith, Head of Risk: Visa sub-Sahara Africa. Ninety percent of the world’s data was created in the last two years and more than 3.3 billion data records were compromised in just the first half of 2018, alone.

GUEST: Bevan Smith - Head of Risk: Visa sub-Saharan Africa