FFL USA

How Three Agents Built Success in Their Early 20s (Ep. 239)


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Three young insurance agents – Monserat Vargas, Breon Vargas, and Leo Hernandez – reveal how they've built successful sales careers averaging $60,000 in monthly premium and netting around $35,000 after expenses. Their relentless work ethic, disciplined schedules, and commitment to helping others creates a blueprint for success that contradicts typical expectations for people their age.

• Waking up at 4am and working 12-hour days, 6 days a week as their standard schedule
• Building an energetic office culture with 80+ agents selling simultaneously 
• Providing new agents with leads immediately so they can earn while learning
• Staying focused by eliminating distractions and avoiding typical young adult activities like drinking
• Helping their mother with mortgage payments rather than spending on luxuries
• Maintaining unwavering discipline even through personal challenges
• Creating a team atmosphere where loyalty matters more than short-term financial incentives
• Leveraging Instagram for recruitment and building their personal brands
• Opening multiple offices to expand their impact and create opportunities for others

If you're looking to join a team of dedicated young agents who are changing the insurance industry, connect with them on Instagram: @vargasmonse, @sinnfa (Breon Vargas), and @theleohernandez_.


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