CAPitalize Your Finances

How to Afford One Parent Staying Home


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Today’s episode involves a topic that’s incredibly close to home: what to consider when one parent decides to stay home instead of working. I break down the real numbers and emotional impacts of shifting to a single-income household, including assessing the financial tradeoffs, managing health insurance, emergency funds, and long-term retirement planning.

I'll also talk about the non-financial value of being a present parent, and how intentional conversations with your partner can lead to better alignment, less stress, and – yes! – more joy. It’s a conversation about money, for sure. But even more, it’s about values, priorities, and building a life that truly reflects what matters most.

Tune in and learn all about making the shift to a single income household on my latest episode of CAPitalize Your Finances!

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CAPitalize Your FinancesBy Christopher A. Panagiotu, CFP®, CRPS®

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