Welcome to Making Cents, the podcast for people who want financial freedom without giving up their coffee.

I’m Frances Cook, an independent financial journalist and fellow financial freedom seeker who makes money simple for you.

Let’s be honest - with the cost of living going up and pay packets staying still, even small treats can start to feel out of reach.

That cheeky brunch, nice skincare, or weekend getaway? Suddenly off the table.

But what if you could still enjoy the good life, without wrecking your budget?

Sabby Jey has gone viral for her tips on how to live luxuriously for less, and in this episode, she shares how to feel rich without spending like it.

From savvy swaps to psychological tricks that make you feel upgraded (without upgrading your credit card balance), this one’s all about living the good life for less, and actually enjoying it.

Making Cents is supported by our friends at Kiwibank.

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