📝 SHOW NOTES — Episode: How to Build Your First Budget

Episode SummaryIn this episode of Maple Leaf Money, we walk through a simple, practical guide to building your first budget. You’ll learn how to map out your income, essential expenses, variable spending, savings, and debt payments in a way that feels realistic—not overwhelming. This episode emphasizes empowerment, small improvements, and thoughtful choices as the key to long-term financial confidence.

Topics Covered

How to anchor your budget with take-home income

Understanding fixed vs. variable expenses

Why variable expenses are your zone of financial choice

The importance of planning savings intentionally

Including debt payments without stress or shame

How joy money creates balance

Connecting your budget to the three money buckets

The power of small, incremental improvements

Why monthly reviews matter

Key Takeaways

A budget gives your money direction and clarity

Variable expenses are where you have the most control

Savings should be planned, not leftover

Budgeting is a living document—adjustments are normal

Awareness and small intentional changes drive long-term success

Links & Resources

Maple Leaf Money Substack: www.mapleleafmoney.substack.com

Instagram: @maple_leaf_money

X (Twitter): @mapleleafmoney1

This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit mapleleafmoney.substack.com