Maple Leaf Money Podcast

By Financial education and empowerment for all Canadians.

Delivering a new financial literacy movement in Canada. Maple Leaf Money discusses and teaches all money basics.

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FAQs about Maple Leaf Money Podcast:

How many episodes does Maple Leaf Money Podcast have?

The podcast currently has 36 episodes available.

Maple Leaf Money Podcast episodes:

May 01, 2026 Sales Tax in Canada: Sticker Price vs Final Cost
Episode TitleSales Tax: The Real Price You Pay in Canada
Episode Description
The price you see is not always the price you pay.
In this episode, we explore how sales tax works in Canada and why the final cost of a purchase is often higher than the sticker price. Understanding how taxes and additional fees are applied can help you make more accurate spending decisions and avoid surprises at checkout.
In this episode we cover:
• Why the sticker price is not the final price• How GST, PST, and HST work in Canada• Why tax rates vary by province• How sales tax affects everyday purchases• Additional fees like recycling charges and deposits• Why larger purchases make tax more noticeable• When taxes may not apply, such as some used items or basic groceries• How to plan for the full cost before you buy
Next Episode
Digital Spending: When Money Becomes Invisible
Connect with Maple Leaf Money
Substackhttps://mapleleafmoney.substack.com
Instagramhttps://instagram.com/maple_leaf_money
X (Twitter)https://x.com/mapleleafmoney1
YouTubehttps://youtube.com/@maple_leaf_money
Follow along for more practical lessons that help build financial confidence and support smarter money decisions.
Maple Leaf Money
Learn. Earn. Grow.

This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit mapleleafmoney.substack.com
...more
6min
April 24, 2026 Comparison Shopping: How to Find Better Value
Episode Title
Comparison Shopping: How to Find Better Value
Episode Description
Not all purchases are created equal, and the price you pay often depends on how much time you take before you buy.
In this episode, we explore how comparison shopping can help you make more informed decisions, reduce unnecessary spending, and find better long-term value.
In this episode we cover:
• Why price and value are not always the same
• When it makes sense to spend more time comparing options
• How timing and patience can lead to better prices
• The benefits of buying used or refurbished items
• Where to shop to find better value
• How small savings can add up over time
• The role of loyalty programs and alternative buying options
Next Episode
Sales Tax: Understanding the Real Price You Pay
Connect with Maple Leaf Money
Substackhttps://mapleleafmoney.substack.com
Instagramhttps://instagram.com/maple_leaf_money
X (Twitter)https://x.com/mapleleafmoney1
YouTubehttps://youtube.com/@maple_leaf_money
Follow along for more practical lessons that help build financial confidence and support smarter money decisions.
Maple Leaf Money
Learn. Earn. Grow.

This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit mapleleafmoney.substack.com
...more
7min
April 17, 2026 Impulse Buying: How to Control Your Spending
Episode Title
Impulse Buying: How to Control Your Spending
Episode Description
Impulse purchases are a normal part of everyday life — but repeated over time, they can quietly impact your ability to save and build wealth.
In this episode, we explore what impulse buying is, why it happens, and how greater awareness can help you slow down spending decisions and make more intentional choices with your money.
In this episode we cover:
• What impulse buying is and how it happens• How stores and online platforms are designed to encourage quick purchases• The role of emotion, urgency, and convenience in spending decisions• How impulse purchases affect the flow of money across spending, saving, and sharing• Why small, repeated purchases can add up over time• The difference between short-term satisfaction and long-term financial benefit• Simple strategies to slow down and improve decision-making
Next Episode
Comparison Shopping: How to Find Value Before You Buy
Connect with Maple Leaf Money
Substackhttps://mapleleafmoney.substack.com
Instagramhttps://instagram.com/maple_leaf_money
X (Twitter)https://x.com/mapleleafmoney1
YouTubehttps://youtube.com/@maple_leaf_money
Follow along for more practical lessons that help build financial confidence and support smarter money decisions.
Maple Leaf Money
Learn. Earn. Grow.

This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit mapleleafmoney.substack.com
...more
7min
April 10, 2026 Advertising and Consumer Psychology: How Your Spending Decisions Are Influenced
Episode Title
Advertising and Consumer Psychology: How Your Spending Decisions Are Influenced
Episode Description
Every day, we are exposed to thousands of advertisements — often without realizing it.
In this episode, we explore how advertising and consumer psychology shape the way we think, what we notice, and what we choose to buy. Understanding these influences can help you make more intentional financial decisions and keep your money aligned with your long-term goals.
In this episode we cover:
• Where advertising appears in everyday life• How emotion, repetition, and influence shape spending decisions• The role of celebrities, influencers, and social proof• How browsing history and cookies lead to targeted ads• Why stores are designed to encourage impulse purchases• The idea of money as a flow — and how spending can create “leaks”• The three buckets: spending, saving, and sharing• The consumerism treadmill and its impact on financial progress• How awareness leads to more intentional choices
Next Episode
Impulse Purchases and Self-Control — How to Slow Down Spending Decisions and Avoid Buying on Impulse.
Connect with Maple Leaf Money
Substackhttps://mapleleafmoney.substack.com
Instagramhttps://instagram.com/maple_leaf_money
X (Twitter)https://x.com/mapleleafmoney1
YouTubehttps://youtube.com/@maple_leaf_money
Follow along for more practical lessons that help build financial confidence and support smarter money decisions.
Maple Leaf Money
Learn. Earn. Grow.

This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit mapleleafmoney.substack.com
...more
8min
April 03, 2026 Opportunity Cost: Why Every Spending Decision Matters
Episode TitleOpportunity Cost: How Small Spending Decisions Affect Your Financial Future
Episode Description
Every financial decision involves a trade-off. When money is spent on one thing, it can no longer be used for something else.
In this episode, we explore the concept of opportunity cost and how everyday spending choices can influence long-term financial outcomes. We look at how small monthly savings can grow over time and why understanding trade-offs can help people make more thoughtful financial decisions.
We also discuss how convenience spending — including food delivery apps and online services — can come with hidden costs that many people overlook.
Understanding opportunity cost is one of the most powerful steps toward building stronger financial habits and creating more opportunities for your future self.
In this episode we cover:
• What opportunity cost means and why it matters• How every spending decision involves a trade-off• How small monthly savings can grow over time• The difference between saving and investing money• Why money saved and invested can work for you in the future• The hidden fees and surcharges behind many convenience purchases• How thinking about your “future self” can improve financial decisions
Next Episode
Advertising and Consumer Psychology — Understanding How Marketing Influences Spending Decisions.
Connect with Maple Leaf Money
Substackhttps://mapleleafmoney.substack.com
Instagramhttps://instagram.com/maple_leaf_money
X (Twitter)https://x.com/mapleleafmoney1
YouTubehttps://youtube.com/@maple_leaf_money
Follow along for more practical lessons that help build financial confidence and support smarter money decisions.
Maple Leaf Money
Learn. Earn. Grow.

This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit mapleleafmoney.substack.com
...more
8min
March 27, 2026 Needs vs Wants: The First Rule of Smart Spending
Episode TitleNeeds vs Wants: The First Rule of Smart Spending
Episode Description
Every financial decision begins with a simple question: is this a need or a want?
In this episode, we explore one of the most important foundations of financial literacy — understanding the difference between needs and wants. Learning to recognize this distinction helps people make more thoughtful spending decisions and stay aligned with their financial goals.
We also discuss how spending choices reflect personal priorities and why even small spending decisions can have a long-term impact on financial outcomes.
In this episode we cover:
• The difference between needs and wants• Why wants aren’t bad — but should be intentional• The grey area between needs and wants• How spending decisions reflect personal priorities• A simple question that can help prevent unnecessary spending• Why every purchase involves a trade-off
Next Episode
Opportunity Cost — Understanding the Trade-Off Behind Every Spending Decision.
Connect with Maple Leaf Money
Substackhttps://mapleleafmoney.substack.com
Instagramhttps://instagram.com/maple_leaf_money
X (Twitter)https://x.com/mapleleafmoney1
YouTubehttps://youtube.com/@maple_leaf_money
Follow along for more practical lessons to help you build financial confidence and make informed money decisions.
Maple Leaf Money
Learn. Earn. Grow.

This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit mapleleafmoney.substack.com
...more
5min
March 20, 2026 Short-Term vs Long-Term Financial Goals: Saving With Purpose
🎙️ Podcast Show Notes
Saving With Purpose — Short-Term and Long-Term Goals
Module 7 | Maple Leaf Money
In this episode, we conclude Module 7 by exploring how setting clear financial goals can give your savings direction and meaning.
We discuss the difference between short-term and long-term goals, how small monthly contributions can grow into meaningful amounts over time, and how separating savings into dedicated accounts can help protect progress toward your goals.
📩 Substack: mapleleafmoney.substack.com📸 Instagram: @MapleLeafMoney🐦 X (Twitter): @MapleLeafMoney🎥 YouTube: @MapleLeafMoney📰 MapleLeafMoney.ca
Learn. Earn. Grow.

This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit mapleleafmoney.substack.com
...more
5min
March 13, 2026 How to Automate Your Savings (Make Saving Effortless)
🎙️ Systems That Make Saving Automatic
Module 7 | Maple Leaf Money
In this episode, we explore how simple financial systems can make saving easier and more consistent. By scheduling automatic transfers and separating money into dedicated savings accounts, small monthly contributions can accumulate into meaningful financial progress over time.
You’ll learn how automation works, why separating savings into specific “buckets” helps protect your goals, and how consistent deposits can grow steadily over the years.
📩 Substack: mapleleafmoney.substack.com📸 Instagram: @MapleLeafMoney🐦 X (Twitter): @MapleLeafMoney🎥 YouTube: @MapleLeafMoney📰 MapleLeafMoney.ca
Learn. Earn. Grow.

This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit mapleleafmoney.substack.com
...more
5min
March 06, 2026 Delayed Gratification: The Financial Skill That Builds Wealth
🎙️ Delayed Gratification — The Discipline of Waiting
Module 7 | Maple Leaf Money
In this episode, we explore the financial skill of delayed gratification and why patience plays a critical role in building long-term wealth.
You’ll learn how modern spending environments encourage impulse purchases, why distinguishing between needs and wants helps slow decisions, and how small habits that create space between desire and action can strengthen financial discipline.
We also discuss how consistent patience — much like the slow growth of a maple tree — allows savings and investments to grow steadily over time.
📩 Substack: mapleleafmoney.substack.com📸 Instagram: @MapleLeafMoney🐦 X (Twitter): @MapleLeafMoney🎥 YouTube: @MapleLeafMoney📰 MapleLeafMoney.ca
Learn. Earn. Grow.

This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit mapleleafmoney.substack.com
...more
6min
March 01, 2026 How to Build an Emergency Fund (Start With One Month)
🎙️ Building an Emergency Fund — Stability for Financial Storms
In this episode, we explore how to build an emergency fund and why it’s the foundation of financial stability.
Unexpected expenses — a broken phone, car repair, laptop failure, appliance replacement, or reduced income — are part of life. An emergency fund prevents those moments from turning into debt or forcing withdrawals from long-term investments.
You’ll learn:
What qualifies as a true emergency
Why starting with one month of essential expenses is practical
How to build toward three to six months over time
Whether to save a percentage or a fixed monthly amount
How to properly automate transfers
Why your emergency fund must be liquid and immediately accessible
Stability comes first. Growth comes after.
📩 Substack: mapleleafmoney.substack.com📸 Instagram: @MapleLeafMoney🐦 X (Twitter): @MapleLeafMoney🎥 YouTube: @MapleLeafMoney📰 MapleLeafMoney.ca
Learn. Earn. Grow.

This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit mapleleafmoney.substack.com
...more
8min

FAQs about Maple Leaf Money Podcast:

How many episodes does Maple Leaf Money Podcast have?

The podcast currently has 36 episodes available.