A GDS Ratio is the percentage of your income needed to pay all of your monthly housing costs, including principal, interest, taxes, and heat (PITH).

GDS Ratio is an important aspect in Mortgage Calculation. Even in Mortgage Licensing Exams, calculating GDS Ratio is a very crucial topic that you will always see in the exams.

Learn in the video - What is GDS Ratio and How to Calculate GDS Ratio in the most effective way.

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