How to Calculate Total Debt Service (TDS) Ratio?

TDS Ratio is the percentage of your income needed to cover all of your debts. Basically, it is GDS (PITH) + Other Debt. 

TDS Ratio is an important aspect in Mortgage Calculation. Even in Mortgage Licensing Exams, calculating TDS Ratio is a very crucial topic that you will always see in the exams. 

Learn in the video - What is TDS Ratio and How to Calculate TDS Ratio in the most effective way. 

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