In this episode of the Money and Mindset With Bright and Brian podcast, our hosts break down different types of debt, explore strategies for making payments, and share some mental tips that can help you stay out of debt in the first place. You’ll learn:

• How to distinguish between debts that depreciate and debts that can add value to your life

• Steps you can follow to pay down debt with confidence

• Why writing in a gratitude journal can help you avoid consumer debt

For more tools and resources, visit our collection of content on outsmarting debt. And if you want to hear more from Bright and Brian on dealing with debt stress and living with positivity, check out these past episodes:

• How to limit your stress about money and scary financial issues

• How to cure money anxiety