Money and Mindset With Bright and Brian

In this episode of Money and Mindset With Bright and Brian, our hosts talk to David Smith, head of consumer lending at Truist, to learn how borrowing the right amount in the right way can be important to growing your finances and well-being. They discuss:

• How our childhood and family influence our perceptions about money, debt, and finances in general

• How to cultivate a healthy mindset about debt

• Why you need to define your debt-to-income ratio before borrowing more money

If you enjoyed this episode, please:

• Leave us a rating or review on your favorite podcast platform.

• Subscribe for future episode alerts.

• Share it with someone.

This content does not constitute legal, tax, accounting, financial, investment, or mental health advice. You are encouraged to consult with competent legal, tax, accounting, financial, investment, or mental health professionals based on your specific circumstances. We do not make any warranties as to accuracy or completeness of this information, do not endorse any third-party companies, products, or services described here, and take no liability for your use of this information.

Disclosures

Truist Bank, Member FDIC. © 2024 Truist Financial Corporation. Truist, the Truist logo and Truist Purple are service marks of Truist Financial Corporation.

Equal Housing Lender

In this episode of Money and Mindset With Bright and Brian, our hosts talk to Todd Caponi, sales and negotiation expert, to learn why being upfront, honest, and transparent can get you better results. They discuss:

• Why successful negotiation is rooted in transparency.

• Why a “cards up” approach usually leads to better results.

• When it’s okay to back out of a negotiation.

If you enjoyed this episode, please:

• Leave us a rating or review on your favorite podcast platform.

• Subscribe for future episode alerts.

• Share it with someone!

This content is provided to you for general information purposes only, and does not constitute legal, tax, accounting, financial, investment, or mental health advice. Any views or opinions expressed herein are solely those of the individual guest, and are not the product of, and may differ from the views of Truist. We do not make any warranties as to accuracy or completeness of this information, we do not endorse any third-party companies, products, or services described herein, and take no liability for your use of this information. You are encouraged to consult with competent legal, tax, accounting, financial investment, or mental health professionals based on your specific circumstances.

In Part 2 of this two-part episode of Money and Mindset With Bright and Brian, our hosts are joined by NFL veteran Jedidiah Collins, who’s a study in determination and reinvention. We’ll talk about how his career as a professional athlete led him to the world of finance. Even if you know nothing about football or sports in general, you’ll be inspired by Jed’s story and success—and you’ll see the ways you can apply his lessons to your life. You’ll learn about:

• The importance of failure—and how overcoming it can shape your next act

• Defining a pro mindset—how can we apply the qualities of athletes to our money

• Financial words of wisdom and suggestions for students and athletes

If you enjoyed this podcast, please:

• Leave us a rating or review on your favorite podcast platform.

• Subscribe for future episode alerts.

• Share it with someone!

This content is provided to you for general information purposes only. Any views or opinions expressed herein are solely those of the individual guest, and are not the product of, and may differ from the views of Truist. We do not endorse any third-party companies, products, or services described herein. You are encouraged to consult with competent legal, tax, accounting, financial investment, or mental health professionals based on your specific circumstances.

In Part 1 of this two-part episode of Money and Mindset With Bright and Brian, our hosts are joined by NFL veteran Jedidiah Collins, who’s a study in determination and reinvention. We’ll talk about how his career as a professional athlete led him to the world of finance. Even if you know nothing about football or sports in general, you’ll be inspired by Jed’s story and success—and you’ll see the ways you can apply his lessons to your life. You’ll learn about:

• The importance of failure—and how overcoming it can shape your next act

• Defining a pro mindset—how can we apply the qualities of athletes to our money

• Financial words of wisdom and suggestions for students and athletes

If you enjoyed this podcast, please:

• Leave us a rating or review on your favorite podcast platform.

• Subscribe for future episode alerts.

• Share it with someone!

This content is provided to you for general information purposes only. Any views or opinions expressed herein are solely those of the individual guest, and are not the product of, and may differ from the views of Truist. We do not endorse any third-party companies, products, or services described herein. You are encouraged to consult with competent legal, tax, accounting, financial investment, or mental health professionals based on your specific circumstances.”

While consulting with a financial advisor can help you manage your money, a financial check-in is something you can do all on your own. In this episode of Money and Mindset With Bright and Brian, our hosts will show you how. Tune in to learn:

• The five items that should be on your financial checklist

• How to calculate one number that can help you measure your financial progress

• Why reviewing your finances can help you build self-efficacy—and why that’s even better than self-esteem

If you’re feeling inspired to kick off your own check-in, this companion article has more on how financial check-ins can help you crush your money goals . You can also use our retirement savings calculator and savings goal calculator to help plan your financial future. And be sure to check out these past episodes of the podcast for more insights and tips on pursuing your goals:

• The science behind goals, grit, and creating your best life

• How grit can help you achieve your goals

In this episode of Money and Mindset With Bright and Brian, our hosts are joined by Jenni Marsh and Jeremy Spidell of the Truist Leadership Institute. They discuss how fear can impact leaders and provide advice for people taking on new leadership responsibilities and roles. Other topics you’ll learn about:

• Examples of inspiring leaders

• Tips for becoming more comfortable with delegation

• Options for continuing leadership training

If you enjoyed this episode, please:

• Leave us a rating or review on your favorite podcast platform.

• Subscribe for future episode alerts.

• Share it with someone!

In this episode of Money and Mindset With Bright and Brian, our hosts are joined by Jenni Marsh and Jeremy Spidell of the Truist Leadership Institute. They discuss the qualities that make a good leader and draw out the connection between leadership and managing your money with confidence, plus:

• How becoming a leader may help you make more money.

• Why “who you are is how you lead.”

• The biases that can keep us from making the right financial decisions.

If you enjoyed this episode, please:

• Leave us a rating or review on your favorite podcast platform.

• Subscribe for future episode alerts.

• Share it with someone!

We all want the option to retire someday. So what steps should we be taking to help ensure we can enjoy a fulfilling retirement?

In this episode of Money and Mindset With Bright and Brian, you’ll get retirement savings tips for any age or stage in your career, including:

• The best and easiest ways to save money for retirement, including where to save

• The power of compound interest and why it’s important to start investing as soon as you can

• Simple strategies to help you invest wisely and hit your retirement goals

If you enjoyed this episode, please:

• Leave us a rating or review on your favorite podcast platform.

• Subscribe for future episode alerts.

• Share it with someone!

In this episode of Money and Mindset With Bright and Brian, our hosts dive into research that shows how financial literacy can help change individual lives and empower whole communities.

Plus, you’ll learn what the “loud budgeting” trend can teach you about saving money and why you shouldn’t always trust advice from social media influencers.

Finished with the episode and ready to keep growing your financial knowledge? One of the best ways to learn is by doing. Check out these resources:

• Use our guide to budgeting to come up with a spending plan that prioritizes what you value most.

• Set a savings goal and use our savings goal calculator to help you figure out how you can reach it.

• Sign up for our newsletter to get monthly tips and inspiration in your inbox.

In this episode of the Money and Mindset With Bright and Brian podcast, our hosts break down different types of debt, explore strategies for making payments, and share some mental tips that can help you stay out of debt in the first place. You’ll learn:

• How to distinguish between debts that depreciate and debts that can add value to your life

• Steps you can follow to pay down debt with confidence

• Why writing in a gratitude journal can help you avoid consumer debt

For more tools and resources, visit our collection of content on outsmarting debt. And if you want to hear more from Bright and Brian on dealing with debt stress and living with positivity, check out these past episodes:

• How to limit your stress about money and scary financial issues

• How to cure money anxiety