On this episode of Capitalize Your Finances, I’m jumping into a topic that's very personal to me: how to financially prepare for a baby. As a new parent myself, I've learned firsthand about the unexpected costs and the importance of proper planning.

I’ll start with the basics of budgeting, covering everything from hospital bills and baby gear to long-term expenses like childcare and education. I'll also share tips on building an emergency fund, adjusting financial goals, and managing hidden costs that catch many new parents off guard.

Then there are the crucial topics like health insurance, maximizing your HSA, and the often-overlooked importance of estate planning. Whether you're expecting your first child or planning for the future, today's episode will help you prepare both financially and emotionally for one of life’s biggest milestones!