BiggerPockets Real Estate Podcast

847: How to Fund Real Estate Deals Right Now w/Zach Lemaster

11.22.2023 - By BiggerPocketsPlay

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Yes, there are STILL rental property mortgages with low interest rates AND low money down, even in 2023. These investment property loans are unknown to most real estate investors simply because they don’t know where to look or who to ask about them. Which loans are we talking about? Stick around because today, we’re uncovering all the ways that YOU can finance and fund your real estate deals in 2023 and 2024, even when getting a loan is harder than ever before.

If you’ve been struggling to put properties under contract because your financing keeps falling through, this is the episode for you. After running into numerous closing table conundrums and non-stop financing fatigue, many real estate investors are giving up on buying new properties due to banks’ lack of liquidity and eye-watering loan requirements. But that isn’t stopping David, Rob, or today’s guest, Zach Lemaster, from closing deals.

In this episode, we’ll go through the loan options that WORK in 2023 and 2024, the creative financing you can use to fund your next deal, and the often unknown loans that STILL offer only three percent mortgage rates or just five percent down on rental properties (seriously). If you haven’t tried these loans yet, you could be missing out on some of the best deals of the decade.

In This Episode We Cover:

The underrated, often overlooked rental property loans with low interest rates and low down payments

Why getting a thirty-year fixed-rate loan may NOT make sense in 2023 and 2024

Whether to secure the debt or the deal first on your next real estate investment

Loan “covenants” you MUST look out for before getting any new mortgage

Mortgage rate predictions and where interest rates could be over the next five years

How to build a relationship with banks/lenders so you ALWAYS get funding 

And So Much More!

Links from the Show

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Grab the Amanda and Matt’s Books on Tax Strategies

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The Tax-Free Strategy Only Real Estate Investors Can Access

BiggerPockets Podcast 626 with Zach Lemaster

What You Should Know About Financing Investment Properties

Book Mentioned in the Show

Long-Distance Real Estate Investing by David Greene

Connect with Zach:

Zach's BiggerPockets Profile

Zach's Instagram

RentToRetirement

Click here to listen to the full episode: https://www.biggerpockets.com/blog/real-estate-847

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