CAPitalize Your Finances

How to Invest in your 401(k) Plan


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Let’s be honest here: your 401(k) is probably your best shot at financial freedom. Unfortunately, most people have no clue how to use it properly. Today, I’m going to walk through what you need to know about investing **in your 401(k), including the truth about target date funds (preview: I think they’re garbage), why employer matches are free money, and how fees and overdiversification can mess you up if you’re not careful.

I'll also tell you how to rebalance your account, when to start adjusting your allocation, and what to do with your plan when you leave your job (after all, it's YOUR money, so know how to take it with you appropriately).

Have you ever wondered whether you’re making the most of your company retirement plan? If so, you're in luck because THIS is the 401(k) episode you don't want to miss!

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CAPitalize Your FinancesBy Christopher A. Panagiotu, CFP®, CRPS®

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