In Episode 22, Caroline Garnham talks to Mark Florman, Chairman and CEO of specialist merchant bank Time Partners Limited which combines best private equity advice, creating solutions with a client first philosophy. During the interview Caroline and Mark touched upon what Caroline sees will be an ever-increasing divide between the haves and the have nots. In 2004, Mark co-founded the Centre for Social Justice the think tank tasked to eliminate poverty and exploitation. This tension between the haves and the have nots is now set to become substantially worse.