The SAVE plan is in limbo and it is torturous for anyone with a meaningful student loan balance. Next, how much can you save by switching to a different cell phone plan? Answer: $1500 a year. We'll tell you how. We also talk about how to fight for a diminished value payment from the insurance company in the aftermath of a wreck. 
Companies that ask you to 'trust them' end up not being incredibly trustworthy. Also, should you ditch your financial advisor? Listen to this before you send a break-up email.

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Money avoidance is a real problem in relationships. We offer tips to help you get that crucial conversation started. Plus, there’s a lot we can learn from a Korean savings trend!

Does it make sense to cash out a retirement account to pay off credit card debt? Also, companies are increasing automatic contribution amounts for employees. This is great for their financial future!

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Should you take the bus instead of flying on your next vacation? It could save you a bundle! If you're going on an international trip, check your passport expiration date. And you might be able to update your US passport online these days. Plus, airlines are upselling their customers for everything these days. That's actually a good thing for frugal travelers who are willing to jump through the hoops! Then, we talk about how to help your parents out with their finances. Beware of HOAs. They can be a boon to your property value or a drain on your finances. The hidden costs of home ownership. Beware of riskier real estate syndication deals. Plus, a listener question about transitioning from saver to spender.

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Gen Z investors are using astrology and tarot cards to guide their investments. And some 'economists' are predicting stock market DOOM. Don't listen to them! Listener question: How to handle gift cards in your budget? “Spaving” is the new money trend. But we don’t like it at all! Also, what do you need to be cautious of if you’re retiring early?

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Cash or credit? Turns out it might cost you more to pay with cash these days! Next, how do you know if you should file for bankruptcy? There are often better options for most folks. Is real estate the best investment on the planet? Most Americans think so. The answer is more nuanced. You'll save TONS of money (potentially six figures) by shopping around for a mortgage. Also, if you've got more than $250k in savings, how do you insure those dollars!? Links: How to Save for a Vacation. 11 Ways to Ask for a Discount. Best Airline Credit Cards.

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How to fight back against high healthcare costs. People are spending more money at restaurants than ever. Our old school advice: eat at home more! Next, we talk about when it makes sense to tap home equity (rarely). Commute times are getting longer but most folks are commuting less often. Also, should you buy a refurbished phone?

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Do you need private equity or alternative investments to build wealth? No way! Most of those 'sexy' investments are actually a distraction. Next, will you receive a tax bill for giving money away as a gift? We cut through the confusion and discuss how gift taxes actually work.  Also, more people are dropping homeowner's insurance. That might make sense for you. But it can be an incredibly risky proposition! Links: Best travel credit cards. How to ask for a discount.

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Should you ditch brick & mortar banks? We think so! We also talk about whether or not you should pay off your mortgage early. All signs point to "probably not." What should you do if you have an old 401k - leave it be or roll it over elsewhere? Does it make sense to DIY your own target date retirement fund?

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