School is back! Matt and Joel talk about how to save money on school supplies and lunches. 


Ask HTM: Wendy wants to know if she needs a financial advisor to help her out.


Is work/life balance really possible if you're pursuing financial independence? Some might say it's not. Some sacrifices are required, but we think you can still strike a solid balance.


Ask HTM: Joel talks about his battle for customer service with Woot. He came out on top! Matt and Joel also discuss general tips for deal hunting.

See omnystudio.com/listener for privacy information.

Alternative investment companies tout that you can "invest like the 1%!" Sadly, many are losing money hand over fist.


Ask HTM: Question about borrowing money for a car and how that impacts a credit score.


Older Americans are renting in greater numbers. That's not necessarily a bad thing! 


Ask HTM: Katie wants to know if Social Security will be there for her when she reaches retirement age.

See omnystudio.com/listener for privacy information.

Joel's battle with Peloton's silly fees. Also, the housing market has slowed dramatically. Where do things go from here? 


Ask HTM: A parent wants to know if they should be investing in their kids 529 plan...or if it's overrated.


In a policy reversal, medical debt is going to start impacting credit reports again soon.


Ask HTM: Listener wants to know if he should pay off his credit card debt with a HELOC.

See omnystudio.com/listener for privacy information.

Hertz is using AI to assess damage to its cars. And customers aren't happy about it. HTM tells you how to protect yourself! 


Ask HTM: Quay wants to know how to handle an inheritance wisely.


Hybrid work is no longer the norm. And more folks are finding themselves working at all hours of the day and night. That's not good!


Ask HTM: Carm wants to know why his credit union is offering him free life insurance. What's the catch!?

See omnystudio.com/listener for privacy information.

Joel talks about his dishwasher arbitrage play. Also, does the Moody's credit downgrade matter?


Ask HTM: Cheryl inherited some money and wants to know the wisest way to proceed with extra money in hand.


Some high school juniors are getting $70k job offers. It reinforces the reality that there's a dearth skilled labor right now.


Ask HTM: Buddy wants to know if it's ok to buy a floor model mattress.

See omnystudio.com/listener for privacy information.

More gas stations are charging extra if you pay with a credit card. Beware!


Ask HTM: What should you do if you overfund a Roth IRA!?


Americans believe that real estate and gold are the best investments in existence. But the numbers reveal that there's an even better way to invest.


Ask HTM: Rebecca wants to know if she should buy an extended warranty with her new car. It's expensive!

See omnystudio.com/listener for privacy information.

One person's trash is another person's treasure. Recent college grads are abandoning really nice stuff! It could be a pickers paradise.


Ask HTM: Should you rent a car when going on an epic road trip?


Third party apps are collecting data on us. Could that be contributing to the rise of insurance premiums?


Ask HTM: What are the logistics of combining finances as newlyweds? 

See omnystudio.com/listener for privacy information.

Even God would get fired as an active investor. So what makes you think you can be highly successful over time investing in single stocks!?


Ask HTM: Jessica wants to know if she should pay for daycare with a credit card - even if it costs extra to do so.


Used cars are starting to go up in value again. And Cyber Truck owners are finding that their value collapses within the first year of ownership.

See omnystudio.com/listener for privacy information.

The job market is more tumultuous right now, especially for college graduates.


Ask HTM: Wayne wants to know if he should lend his stocks in order to make more money. 


More workers are reducing contributions to their workplace retirement accounts because they're worried about the economy. This might be good, but only if you're saving the money you aren't investing!



Ask HTM: Collin wants to know about buying life insurance, when to buy and how much?

See omnystudio.com/listener for privacy information.

Mocktails are ridiculously expensive these days! Also, Gen Z is reluctant to open a bar tab - that could be sneaky smart.


Ask HTM: Caden wants to know if he should get another credit card.


We're buying everything on Amazon, including clothing. Amazon makes shopping easy, but that frictionless experience could coax you into buying too much stuff!


Ask HTM: A listener wants to know if she should repair or replace her old car that's having major issues.

See omnystudio.com/listener for privacy information.