As the world of work becomes increasingly global, how can technology fuel the transfer of funds around the world? In 2022, Nami Baral started Niural, on a mission to build a generational product that enables businesses to manage payroll, HR, benefits, payments and compliance in 150+ countries—all in one powerful system. Nami is no stranger to leveraging AI in financial services. Prior to Niural, Nami founded Harvest, a fintech company that built the first AI superagent to reduce debt for American consumers. Harvest was acquired by Acorns in 2021. Nami shares how her upbringing in Nepal taught her that dreams should have no ceilings, why she is focused on building a product 100x more useful than the competition, and how she cultivates employees that work like owners.