This episode is about smart ways to use credit cards and consolidation loans to help you pay off your debt. Barry also discusses how to get more bang for your dollar when it comes to vacations. 

Barry Choi is a Toronto-based personal finance and travel expert who frequently makes media appearances. Richard Killen is a Toronto Licensed Insolvency Trustee and author of the book "The Glass Is Half Full".  

Some of the topics they discuss are:

• Using the balance transfer option offered by credit card companies.
• When should we consider a consolidation loan to pay off debts?
• Are travel rewards credit cards worthwhile if you owe money?
• Should you get different credit cards for travel?
• Tips for setting up a vacation budget.
• How to save money on air travel.
• How to get the most out of cruises and tours.
• Do I require a prepaid credit card when I travel?
• How to get "The Cost Of Travel Free Guidebook.

Contacts:
Barry Choi
[email protected]
416 720 0997
 https://www.moneywehave.com

Barry Choi is a Toronto-based personal finance and travel expert who frequently makes media appearances. Barry has been on City, CTV, Global and numerous other TV programs. He also is a regular contributor to many financial and travel publications. His blog “Money We Have” is one of Canada’s most trusted sources when it comes to money and travel.


 Richard Killen & Associates Ltd Scarborough West
 https://www.g.page/killenscarboroughwest
 Licensed Insolvency Trustee and Licensed Consumer Proposal Administrator
 2130 Lawrence Ave, E  #402, Scarborough, ON M1R 3A6, Canada
 Tel: +1 416-285-9511
 https://rkillen.ca
 Personal bankruptcies, consumer proposals and debt counselling. 
 Contact us for a fresh start (888) 545-5365
 This may be the most stress-relieving call you will ever make!