The Glass Is Half Full Talk Show

This episode is about how to manage your finances and elevate your life. Sean Killen interviews Liz Enriquez. Liz mentors millennials and empowers them to take control of their finances and live the life they dream about. Hosted by Richard Killen, a Toronto Licensed Insolvency Trustee and author of the book "The Glass Is Half Full".  

Some of the topics they discuss are:

• From Mexico to Stretching a Dollar
• Finding the Spark and Working for It
• Liz' Story: Going from $500 to $8000
• Using Creative Solutions to Solve Financial Problems
• Zero Tuition Fund to Graduating Debt-Free
• Geography and Traveling
• Investing in Real Estate
• Ambitious Adulting and Teaching Financial Literacy to Canadian Millennials
• Budgeting is Always the First Step

Contacts:
Liz Enriquez
[email protected]
https://www.ambitiousadulting.com/
Liz is a mentor who helps Canadian millennials take control of their finances and live the life they dream about.

Richard Killen & Associates Ltd Scarborough West https://www.g.page/killenscarboroughwest 
Licensed Insolvency Trustee and Licensed Consumer Proposal Administrator 
2130 Lawrence Ave, E #402, Scarborough, ON M1R 3A6, Canada 
Tel: +1 416-285-9511 
https://rkillen.ca

Personal bankruptcies, consumer proposals and debt counselling. Contact us for a fresh start (888) 545-5365 This may be the most stress-relieving call you will ever make!

This episode is about raising the vibrational frequencies within you, around you, and between you and others.

My guest today is Dawn James. Dawn is the best selling author of three books which have been translated into French, Spanish and Hindi. She's a mentor, a music performer, and a transformational leader. She provides people with the tools and inspiration to shift the reality of their inner and outer wealth. Hosted by Richard Killen, a Toronto Licensed Insolvency Trustee and author of the book "The Glass Is Half Full".  

Some of the topics they discuss are:

• Her near death Experience and how she went from six figures to zero in 72 hours
• What is Vibrational Frequencies
• What Happens When You Spend More Than You Receive
• Living a High Vibration Life
• Shopping on Autopilot
• All You Need is Within You

Contacts:
Dawn James
https://raisethevibration.ca/
She lived, she died, she awakened! After a spiritual awakening and series of spiritual events in 2003, Dawn became a writer and sound healer. Since her 'wake up' call she has dedicated her life to teaching others how to raise their consciousness and understand and enhance personal vibrational frequency for overall health and well-being.

Richard Killen & Associates Ltd Scarborough West https://www.g.page/killenscarboroughwest 
Licensed Insolvency Trustee and Licensed Consumer Proposal Administrator 
2130 Lawrence Ave, E #402, Scarborough, ON M1R 3A6, Canada 
Tel: +1 416-285-9511 
https://rkillen.ca 

Personal bankruptcies, consumer proposals and debt counselling. Contact us for a fresh start (888) 545-5365 This may be the most stress-relieving call you will ever make! 

Richard Killen interviews Shiraz about How To Rewrite Reality. 

Shiraz believes in the premise that our beliefs create our realities and he helps people to destroy their limiting beliefs. He is the author of the book “How to Rewrite Reality” and hosts the Energetic Magic radio show every Tuesday at 7pm. 

In this interview Shiraz will talk about:

• How his Rheumatoid Arthritis was cured with "Combined Therapy".
• How $40,000 in back taxes went away by rewriting reality.
• How to find the beliefs that are holding you back.
• Do you choose to be right or being wealthy?
• Aligning with the energy of money
• How to Rewrite Reality
• Why people's expectations of programs are different based on cost.
• Resistance and the speed of change.

Contacts:
Shiraz
[email protected]
https://www.energeticmagic.com
Shiraz is the founder of Energetic Magic. He is a life coach and energy facilitator.

Richard Killen & Associates Ltd Scarborough West
https://www.g.page/killenscarboroughwest
Licensed Insolvency Trustee and Licensed Consumer Proposal Administrator
2130 Lawrence Ave, E  #402, Scarborough, ON M1R 3A6, Canada
Tel: +1 416-285-9511
https://rkillen.ca
Personal bankruptcies, consumer proposals and debt counselling. 
Contact us for a fresh start (888) 545-5365
This may be the most stress-relieving call you will ever make!

Richard Killen interviews John Shmuel about Financial Literacy : Managing Your Finances and Understanding Insurance with John Shmuel.

John Shmuel is the Director of Content Strategy for LowestRates.ca. Before joining the team, he spent seven years covering investing and economics for the National Post. His reporting has taken him around the world — from a lobster fishing boat on the Bay of Fundy to a robot fitness class in Tokyo. John is a graduate of Ryerson University and a board member of the Society of American Business Editors and Writers. 

In this interview John Shmuel will talk about:

• Understanding the Financial Products You are Buying
• Why Insurance Shouldn't Be at the Bottom of Your List
• Broker or Insurance Company: What Should You Choose?
• How to Shop for Mortgages
• Comparing Your Options before Making Your Buying Decision

Contacts:
John Shmuel
[email protected]
https://www.lowestrates.ca/

John Shmuel is a veteran journalist and Director at LowestRates.ca, a fintech company helping Canadians save money on financial products.

Richard Killen & Associates Ltd Scarborough West
https://www.g.page/killenscarboroughwest
Licensed Insolvency Trustee and Licensed Consumer Proposal Administrator
2130 Lawrence Ave, E  #402, Scarborough, ON M1R 3A6, Canada
Tel: +1 416-285-9511
https://rkillen.ca
Personal bankruptcies, consumer proposals and debt counselling. 
Contact us for a fresh start (888) 545-5365
This may be the most stress-relieving call you will ever make!

Richard Killen interviews Tracy L Clark "Tracy L" about how to listen to your body and get in touch with your intuition.

Tracy came into this world riddled with physical ailments and disease. She was kidnapped as a child and came from a poor family. She is now a successful leader and pioneer in the field of Body Regeneration.

In this interview Tracy L will talk about:

• Her story and how she overcame the challenges life threw at her.
• Shifting Your Perception & Relationship with Money
• How Long Will It Take To Go From Broke To Success?
• How Commitment Is The Key To A Better Life.
• How To Start Making A Change In Your Life.
• Resources For Further Information

Contacts:
Tracy Clark (Tracy L)
[email protected] 
https://tracylclark.com 

Tracy teaches people how to unleash the superpower within themselves. She teaches what the “Whispers of the Body” are telling you so you can fall in love with your life. Tracy holds many transformational events both in the Toronto area and online.

Richard Killen & Associates Ltd Scarborough West
https://www.g.page/killenscarboroughwest
Licensed Insolvency Trustee and Licensed Consumer Proposal Administrator
2130 Lawrence Ave, E  #402, Scarborough, ON M1R 3A6, Canada
Tel: +1 416-285-9511
https://rkillen.ca
Personal bankruptcies, consumer proposals and debt counselling. 
Contact us for a fresh start (888) 545-5365
This may be the most stress-relieving call you will ever make!

This episode is about getting your finances in order and introducing you to a new powerful budgeting and savings app from KOHO, a new digital bank in Canada.

My guest today is Silvi Pukitis, a financial coach with KOHO. She helps people take control their budget and hit their financial goals. Hosted by Richard Killen, a Toronto Licensed Insolvency Trustee and author of the book "The Glass Is Half Full".  
 
 Some of the topics they discuss are:

·         The difference between a financial coach, financial advisor and a financial planner.

·         How to tackle credit card debt.

·         The KOHO Online Bank explained

·         How you can benefit with the KOHO budgeting and Saving App.

Contacts:
Silvi Pukitis
[email protected]
416 888-9237
https://www.wildonewealth.com 

BSilvi Pukitis, a financial coach with KOHO. She helps people take control their budget and hit their financial goals. 

Richard Killen & Associates Ltd Scarborough West
https://www.g.page/killenscarboroughwest
Licensed Insolvency Trustee and Licensed Consumer Proposal Administrator
2130 Lawrence Ave, E  #402, Scarborough, ON M1R 3A6, Canada
Tel: +1 416-285-9511
https://rkillen.ca
Personal bankruptcies, consumer proposals and debt counselling. 
Contact us for a fresh start (888) 545-5365
This may be the most stress-relieving call you will ever make!

In this episode of The Glass Is Half Full, Richard Killen a Licensed Insolvency Trustee interviews Alanna Abramsky who has saved $20,000 is less than a year. She will share the secrets on how to achieve your financial goals in just a short time. She is now a Money Coach who is based in Toronto helping people on how to budget, save and invest.

In the interview, they cover the following:

·Saving $20,000 In A Year- The Motivation

· Setting Your Financial Goals

· Getting Real: Analyzing Your Expenses And Where Your Money Is Going

· Invest In Yourself- Having A target In Your Goal

· Mindful Spending: Getting The Right Mindset To Achieve Your Goal

· Modifying What You Have To Create A Solid Budget

Contacts:
Alanna Abramsky
Money Coach
647-554-6635
[email protected]
http://www.thebudgetbabes.org/ and https://www.enrichedacademy.com/ 

A freelancer-turned-financial guru, she is now a money coach and helps people to budget, save and invest. She is known to have saved $20,000 in less than a year for vacation.

 Richard Killen & Associates Ltd Scarborough West
 https://www.g.page/killenscarboroughwest
 Licensed Insolvency Trustee and Licensed Consumer Proposal Administrator
 2130 Lawrence Ave, E  #402, Scarborough, ON M1R 3A6, Canada
 Tel: +1 416-285-9511
 https://rkillen.ca
 Personal bankruptcies, consumer proposals and debt counselling. 
 Contact Richard at for a fresh start (888) 545-5365
 This may be the most stress-relieving call you will ever make!

Richard Killen and Associates have 10 locations across the Greater Toronto Area.

This episode is about smart ways to use credit cards and consolidation loans to help you pay off your debt. Barry also discusses how to get more bang for your dollar when it comes to vacations. 

Barry Choi is a Toronto-based personal finance and travel expert who frequently makes media appearances. Richard Killen is a Toronto Licensed Insolvency Trustee and author of the book "The Glass Is Half Full".  

Some of the topics they discuss are:

• Using the balance transfer option offered by credit card companies.
• When should we consider a consolidation loan to pay off debts?
• Are travel rewards credit cards worthwhile if you owe money?
• Should you get different credit cards for travel?
• Tips for setting up a vacation budget.
• How to save money on air travel.
• How to get the most out of cruises and tours.
• Do I require a prepaid credit card when I travel?
• How to get "The Cost Of Travel Free Guidebook.

Contacts:
Barry Choi
[email protected]
416 720 0997
 https://www.moneywehave.com

Barry Choi is a Toronto-based personal finance and travel expert who frequently makes media appearances. Barry has been on City, CTV, Global and numerous other TV programs. He also is a regular contributor to many financial and travel publications. His blog “Money We Have” is one of Canada’s most trusted sources when it comes to money and travel.


 Richard Killen & Associates Ltd Scarborough West
 https://www.g.page/killenscarboroughwest
 Licensed Insolvency Trustee and Licensed Consumer Proposal Administrator
 2130 Lawrence Ave, E  #402, Scarborough, ON M1R 3A6, Canada
 Tel: +1 416-285-9511
 https://rkillen.ca
 Personal bankruptcies, consumer proposals and debt counselling. 
 Contact us for a fresh start (888) 545-5365
 This may be the most stress-relieving call you will ever make!

In this episode of The Glass Is Half Full, Richard Killen a Licensed Insolvency Trustee interviews Robert Gignac, a speaker, writer and author talk about The Big Secret Of Financial Success. He is featured in many publications, including The Globe & Mail, Money Magazine, Private Investor and has his own TV show called “we Talk Money:

In the interview, they cover the following:

• What Is The Big Secret To Financial Success?
• Is A Formal Education Required To Do Great Things Financially?
• The #1 Thing You Need To Do To Improve Your Finances.
• Rich Is A State Of Mind.
• Saving Money When You Live Paycheck To Paycheck.
• Why Are People Afraid Of Money?
• What Does " Being Rich" Mean?
• Is Saving A Punishment Or A Reward?
• The 7th Wonder- Compound Interest.
• SMART Goal Setting.
• Pay Yourself First.
• RRSP's and TFSA's.

Contacts:
 Robert Gignac
 Speaker, Writer and Author
 (905) 841-0837
[email protected]
https://robertgignac.com
A highly sought after speaker who combines knowledge, passion and visuals to encourage people to take control of their personal finances to have a ‘Richly Imagined Future.’ Author of the book “Rich Is A State Of Mind”

 Richard Killen & Associates Ltd Scarborough West
 https://www.g.page/killenscarboroughwest
 Licensed Insolvency Trustee and Licensed Consumer Proposal Administrator
 2130 Lawrence Ave, E  #402, Scarborough, ON M1R 3A6, Canada
 Tel: +1 416-285-9511
 https://rkillen.ca
 Personal bankruptcies, consumer proposals and debt counselling. 
 Contact Richard at for a fresh start (888) 545-5365
 This may be the most stress-relieving call you will ever make!

Richard Killen and Associates have 10 locations across the Greater Toronto Area.

Richard Killen, A Licensed Insolvency Trustee Interviews Gordon Stein, author of The Cash Flow Cookbook. Gordon is a keynote speaker and a writer with a passion for helping people build financial wellness.
 In this episode, Gordon outlines how to save money on recurring expenses such as car expenses, pet services, alarms, transportation and more. Forget about budgeting and concentrate on building wealth and net worth, even if you are living paycheck to paycheck. 

In the interview they cover the following:

• How A $13 Car Wash Started A Book
• How to Save Money on Monthly Recurring Expenses
• Budgeting Does Not Work, Tracking Wealth Does
• Focus On The Positive
• Changing To LED Lights Can Add 25K to Your Retirement
• Strategies For Those Retired On A Fixed Income
• Saving Money On Glasses and Pets
• How To Save On Clothing
• Saving To Pay Down Debt Or Invest
• Saving Money With Minimal Sacrifice
• From Zero Savings To 10K per Year
• What Is the First Step To Take To Get Out Of Debt

Contacts:
 Gordon Stein
 [email protected]
 416-276-8078
 https://cashflowcookbook.com

Speaker and author of “The Cashflow Cookbook”

 Richard Killen & Associates Ltd Scarborough West
 https://www.g.page/killenscarboroughwest
 Licensed Insolvency Trustee and Licensed Consumer Proposal Administrator
 2130 Lawrence Ave, E  #402, Scarborough, ON M1R 3A6, Canada
 Tel: +1 416-285-9511
 https://rkillen.ca
 Personal bankruptcies, consumer proposals and debt counselling. 
 Contact us for a fresh start (888) 545-5365
 This may be the most stress-relieving call you will ever make!

Richard Killen and Associates have 10 locations across the Greater Toronto Area.

The Glass Is Half Full

To be a guest on the show, please visit https://theglassishalffull.tv/be-a-guest/