Most of us are really bad at thinking about and planning for our retirement. Only a third of Americans contribute to employer-provided 401(k) accounts. And around half have no retirement savings at all. There are lots of forces working against us when it comes to saving up for the future. But never fear, the behavioral economists can save us. See, it’s not our fault that we’re bad at saving: We’re wired to make bad retirement decisions. At least that’s what Steve Wendel, a behavioral scientist, us. Steve teaches us how to take advantage of our shortcomings as humans, and trick ourselves into becoming super savers.

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