HS 323 Audio: Individual Life Insurance (2015) episodes:

• March 26, 201510-04-Explain and calculate some present values for life annuities.

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• March 26, 201511-07-Describe the steps that might be taken in developing a schedule of competitive premiums.

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• March 26, 201512-02-List and explain the sources of surplus (capital) for a life insurance company.

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• March 26, 201513-02-Describe the various factors that affect proper risk selection.

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• March 26, 201512-03-Describe the several competing needs among which a company's board of directors must allocate newly earned surplus.

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• March 26, 201511-06-Compute the gross premium for a participating policy, given the net level premium and the loading factors.

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• March 26, 201511-03-Describe the ways in which companies deal with per-policy expenses.

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• March 26, 201510-03-Explain and calculate some net single premiums.

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• March 26, 201511-04-Explain how the methods typically used for deriving gross premiums differ for participating and nonparticipating policies.

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• March 26, 201510-05-Explain and calculate some net level premiums.

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