HS 323 Video: Individual Life Insurance (2015)

HS 323 Video: Individual Life Insurance (2015) episodes:

• April 03, 201523-01-Explain the concepts of compound interest and simple interest.

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• April 03, 201523-02-Understand, explain, and calculate present values (discounting).

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• April 03, 201523-03-Understand, explain, and calculate future values (accumulating).

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• April 03, 201523-04-Explain how changes in interest rates and time periods affect present values and future values.

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• April 03, 201523-05-Calculate the present values and the future values of various annuities (series of annual payments).

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• April 02, 201502-01-Explain the concept of risk pooling and how it applies to life insurance.

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• March 30, 201508-11-Calculate policy surrender values using the adjusted-premium method, and interpret the results in terms of the extent to which first-year expenses have been amortized.

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• March 30, 201503 HS 323 Summary

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• March 30, 201508-12-Explain how surrender values are determined for nontraditional products such as universal life insurance.

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• March 30, 201510 HS 323 Summary

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