HT Smartcast Spotlight

HT Smartcast Spotlight

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HT Smartcast Spotlight episodes

  • What a setback teaches you that success never can | Dr. Deepa Malik

    What does a setback teach you that success never can?


    In this episode of Live Your Best Life Unscripted, Dr. Deepa Malik, Paralympic silver medallist and former President of the Paralympic Committee of India, talks about building resilience one choice at a time. From living with chest-below paralysis for 27 years to turning a missed London Paralympics into the push towards a medal, she shares why she calls herself wheelchair-liberated, not wheelchair-bound, and why it all begins with learning to love yourself.

    56 min
  • Who Funds Indian Railways? 40 Years, ₹5 Lakh Crore, Zero NPA | IRFC CMD & CEO Manoj Kumar Dubey

    New tracks, new trains, new coaches, 99.6% electrification. Where does the money for all of it actually come from?

    Most people have never heard of the Indian Railway Finance Corporation. Yet more than 80% of the coaches and wagons Indian Railways has bought since 1986 came through IRFC money, and trains you have travelled in, Rajdhani, Shatabdi and Vande Bharat among them, sit on IRFC's books to this day.
    In this episode, host Rahul Makin sits down with Shri Manoj Kumar Dubey, CMD and CEO, IRFC, for a conversation that explains the invisible financial engine behind Indian Railways.
    What we cover:
    How IRFC was set up in 1986 and why the leasing model was built the way it was
    Why a balance sheet of ₹5 lakh crore is run by a team of just 70 people
    Zero NPA, and how that lets IRFC borrow cheaper than its peers
    What happened in 2023 when Indian Railways stopped needing IRFC's money, and how IRFC 2.0 was born
    Funding metro rail, Rapid Rail, bullet train corridors and dedicated freight corridors
    The ₹20 lakh crore of rail investment expected over the next 5 to 10 years
    IRFC's role in renewable energy and the 2030 and 2050 targets

    36 min
  • Live Your Best Life, Unscripted: Discipline Beyond the Uniform ft. Lt. Gen. D. S. Hooda

    What does it really take to lead under pressure? In this episode of Live Your Best Life, Unscripted, Ajay Khanna sits down with Lt. Gen. D. S. Hooda, former GOC-in-Chief of the Indian Army's Northern Command, for a candid conversation on discipline, resilience and courage.

    From his early days at the National Defence Academy to leading relief efforts during the Bhuj earthquake, Lt. Gen. Hooda shares how true leadership is built — not through titles, but through consistent discipline, calm decision-making, and staying focused under pressure.

    He also redefines courage: "Fear is a natural human emotion. Courage is not the absence of fear. Courage is your ability to overcome fear and continue doing what needs to be done."

    A conversation about far more than military life — this episode is about the everyday discipline that shapes lasting success, at work and beyond.

    1 hr 9 min
  • Raj Khosla on Leadership, Entrepreneurship, Financial Inclusion & Golf in India

    Raj Khosla - Founder & MD, MyMoneyMantra, President & former Captain of the Delhi Golf Club, joins Hrishi K for an insightful conversation on entrepreneurship, leadership, financial inclusion, and the evolving landscape of golf in India.


    From the inspiration behind his Forbes article My Money Mantra to lessons from building successful businesses, Raj Khosla shares the mindset that has shaped his four-decade journey as an entrepreneur. He also discusses the parallels between golf and entrepreneurship, preserving the heritage of the Delhi Golf Club while embracing modernisation, the future of lending marketplaces, financial inclusion in India, and hosting world-class golf tournaments.

    40 min
  • Neeraj Govil, Chief Operating Officer, APEC, Marriott International on Building Culture & Growing Talent within the organization

    India is one of Marriott International’s fastest-growing markets. But scaling isn’t just about opening more hotels, it is about growing & nurturing talent at the same pace.

    In this Mint vodcast, journalist Mugdha Kalra speaks with Neeraj Govil, Chief Operating Officer, APEC, Marriott International, on how the company is aligning culture, leadership, and talent development with rapid expansion in India.

    From building leadership pipelines and enabling career mobility, to redefining productivity, nurturing women in hospitality, addressing employee wellbeing and responding to Gen Z expectations, the conversation explores what it really takes to grow sustainably in a people-driven industry.

    Key themes discussed include:

    • How culture becomes a distinctive advantage for Marriott 

    • The mindset shifts from long hours to healthier work-life balance 

    • Building leadership pipelines from within

    • How is Gen Z reshaping workforce expectations? 

      As India’s hospitality sector evolves, the real differentiator will not just be scale, but the ability to build talent and culture consistently. Listen to the full conversation.

      34 min
    • Trendspotting to Top Shelf: Inside Pernod Ricard’s Premiumization Playbook

      What does it take to build a premium brand that lasts decades and transcends borders? In this episode, host Sarthak sits down with Jean-Etienne Gourgues, Executive Vice President, Global Brands at Pernod Ricard to unpack the “seduction of the senses” behind some of the world’s most iconic spirits. 

       From unique, timeless storytelling formats to decoding some of the latest consumer and market trends in India and across the globe and highlighting India’s strategic role as the company’s second-largest market, Jean-Etienne offers behind-the-scenes insights into how the company’s legacy of premiumization and innovation ensures its brands continue to stand out in a highly competitive industry.

      28 min
    • Nutrition Control: The Next Step in Diabetes Management

      We may have just observed World Diabetes Day, but diabetes doesn’t follow a calendar, it demands attention every single day. With the “right nutrition in the right proportion” along with physical activity and 6-8 hours of sleep, diabetes can be managed far more effectively.

      The ‘Nutrition Control: The Next Step in Diabetes Management’ episode, brought to you by Abbott and HT Media, explores the scientific view on diabetes management and how structured nutrition and lifestyle can improve health outcomes for people living with the condition.

      25 min
    • Scaling Retail Credit Responsibly with Sumit Bali (YES Bank) | The Credit Continuum

      India’s retail credit market is growing at an unprecedented pace — but the real challenge isn’t just growth. It’s responsible growth.
      In this episode of The Credit Continuum by Yubi, we dive into how financial institutions can scale retail lending while maintaining strong underwriting discipline, protecting asset quality, and building portfolios that withstand economic cycles.
      Host Vipul Mahajan (Chief Business Officer, Yubi) is joined by Sumit Bali, Country Head – Retail Assets & Debt Management at YES Bank, to unpack the evolving playbook for retail credit in India.
      From data-driven underwriting to portfolio resilience and regulatory alignment, this conversation goes beyond the headlines to explore what it truly takes to build sustainable lending businesses in today’s environment.
      The Credit Continuum by Yubi is a platform where leaders from India’s top BFSI institutions unpack the tectonic shifts reshaping finance. From legacy infrastructure to digital-first, AI-powered lending, this is where the future of Indian credit unfolds, faster, smarter, and increasingly ahead of the world.

      31 min
    • Construction Waste & the Circular Economy: How Citizens Shape Sustainable Cities

      From homes to highways, construction waste quietly shapes our cities. In this episode, Sarthak Kaushik sits down with Rahul Tiwari to unpack why construction and demolition waste isn’t just a municipal concern but it’s a shared civic responsibility.

      Discover how responsible disposal fuels the circular economy, cuts urban pollution, and plays a crucial role in building more sustainable cities.

      12 min
    • AI's Inflection Point in Partnership Lending (ft. Manish Kumar Gupta of L&T Finance Ltd.)

      Indian lending is at an inflection point. In this episode, Manish Gupta, Chief Executive – Urban Unsecured Assets, Payments & Digital Partnerships at L&T Finance, joins Vipul Mahajan, CBO, Yubi to discuss how partnership-led lending and AI are reshaping scale, risk, and governance in India. From regulatory shifts and co-lending structures to explainable AI, operating model changes, and the future of creditworthiness, this conversation looks at what lenders must get right to grow responsibly in the next phase of credit.

      33 min

    About HT Smartcast Spotlight

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    This playlist brings together conversations with brands, companies, and people across business, technology, finance, health, and all the genres you can think of. From small wins to lessons learned, we…