Fresh out of university, Jonathan Frost’s first job was with the construction team of a major brokerage. More than twenty years later he’s still in construction insurance as director of Bellrock Broking in Sydney. He’s also regarded as their construction and development insurance expert. In this edition of IB Talk Frost reflects on two decades of challenges and changes in the construction sector, from the dramatic collapse of HIH Insurance through to the insurance implications of the industry’s current battles with flooding disasters.