We're back with another thought provoking episode challenging the norms of society! We also welcome a new guest Jon (https://www.instagram.com/up_2_n0_buen0/) who is a Senior Audit Accountant at Ernst and Young and he delves into the world of auditing and some of the interesting findings from audit. The teachers are mad at Rashad for challenging their current structure so we called one of our listeners that works in the education field to give perspective on what people may not know about working as an educator.

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On today’s episode of IYKYK Rashad tackles his frustrations with complacency within the education conglomerate  meanwhile Vlad  hates fees and attempts to avoid taxes as proactive as ti attempts to avoid his daughters hymen breaking.

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So we finally have our first guest and some representation for the women! Welcome Lillian (https://www.instagram.com/lilylo_/) a Latina woman pioneering through the corporate world in the Fashion industry. We cover topics such as Joint Finances, Unrealistic expectations, cancel culture and other gems. Please tune in and enjoy our first guest as she has some amazing insight!

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This episode we cover Taxes! Taxes!, and Taxes! Everyone should be reducing their monthly bills not only to save money but to make sure you're getting the best price offered. Lastly We have a few gems for you when you're thinking about purchasing a car that will save you time and money 💰💵.

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Lean on your friends and family that's why they're in your life. Vlad gives you a brief intro into his life as a Banker and some communication tips that will help you in life. What is your protocol for lending friends money? Don't let that kill your relationship. Preachers selling hope but what are they really doing for your community?

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Are your standards the problem or are your expectations unreasonable? Do you have an 820 credit score like your own dating requirements?

We're keeping it real about how your relationship with people correlates to your relationship with money, how the media is selling trauma, and giving people their flowers while they're here. Lastly,  Rashad talks about some of his journey through life and how he learned about credit.

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In this episode we cover black and latinos in America being stripped of our roots, removing toxic people from your life, grinding hard to reach success, and multi-level marketing schemes. Doing your due diligence in life will take you to the next level and help you avoid mistakes so stay disciplined.

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Vlad almost gets jumped in Queens back in the day. Are you planning for retirement? If not listen to our opinions about 401k and investing in stocks. Embracing your blackness and experiencing racism while traveling.

Book of the week : The Total Money Makeover by Dave Ramsey

This week we're getting into the depths of why your resume is important, Different experiences while traveling and why it's good for you, Salary negotiations, and quitting your job for your dreams?

First episode in the books with no Intro. Vlad and Rashad cover a range of topics from Life Insurance to Tekashi 69.