Welcome to the Investing for Beginners podcast. In today's show, we discuss Howard Marks latest memo regarding the coming Sea Change in markets:

·      Howard Marks – Sea Change
·      How do interest rates impact investments?
·      Thinking about we account for the newer ways companies make money and how to value those changes
·      How to position a portfolio as a beginner during the Sea Change

For more insight like this into investing and stock selection for beginners, visit stockmarketpdf.com 

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IFB255: Howards Marks and the Ongoing Sea Change

We make the complicated stock market simple. We show you how to take advantage of the emotions in the market with lessons from successful strategies such as value investing and dividend growth investing, with a few elements of growth investing and trend following.

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Welcome to The Investing For Beginners Podcast! In this episode titled "How to read a 10-K," Dave and Andrew dive deep into the world of annual reports, discussing the critical role a 10-K plays in helping investors understand a company's performance and risks. They share their approaches to navigating complex financial information, filtering companies based on key indicators, and the importance of understanding different business metrics. From deciphering cash flow statements to uncovering potential blind spots in company risks, join our hosts as they unravel the intricacies of reading and analyzing 10-K reports. Learn how experience, note-taking, and deep thinking can empower you to make informed investment decisions as they explore the fundamental elements of company analysis. Stay tuned for invaluable insights on investing practices and techniques that can enhance your investing journey.
00:00 Publicly traded companies require 10-K for transparency.
04:47 Approach company analysis by focusing on revenue.
06:39 Using Finchat, I evaluate company financials.
10:14 Long-time user biased by positive experiences.
13:43 Focus on cyclical companies, especially John Deere.
17:38 Company focus on tech; understand key aspects.
21:46 Evaluate Netflix using shortcuts, like Finchat and Quickfs.net, plus cash flow deductions.
25:20 Netflix revenue segmented by geography, US growth.
28:32 Analyzing KPIs, creating more questions, educational experience.
30:13 Writing things down helps learn and retain.
34:19 Analyzing company's debt and potential future issues.
37:05 Analyze company checklist, research, and evaluate competitors.
40:35 Time spent thinking crucial for successful investing.
Today's show is sponsored by:
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Find great investments at Value Spotlight
Have questions? Send them to newsletter@einvestingforbeginners.com
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Back to Basics: The Best Way to Read a 10k

Welcome to "The Investing For Beginners Podcast." In today's episode, we welcome Scott Hansen, co-founder and vice chair of Allworth Financial. As a fiduciary advisor with extensive experience in financial planning, Scott provides valuable insights on several key topics.
We'll discuss recent Department of Labor regulations emphasizing fiduciary responsibilities for 401k plans, the shift in retirement trends, and the evolving landscape of financial advising. Scott will explain why smaller investors should consider subscription or fee-based models and the importance of comprehensive financial planning with a tax perspective.
We'll also cover the changing concept of retirement, the critical role of 401k savings, and why Social Security should not be your sole retirement plan. Additionally, Scott will share tips on properly vetting your financial advisor and the importance of building a trusting relationship.
Whether you're starting your financial journey or refining your investment strategies, this episode is packed with actionable advice and industry insights. Tune in as we explore these crucial topics and more with Scott Hansen.
00:00 Surround myself with smart people, seek growth.
03:55 Conflicts in financial product distribution and commissions.
07:37 Advisors should act as fiduciaries at all times.
12:01 New financial planning model includes various fees.
13:53 Building trust in relationships crucial for financial advice.
17:32 No free lunch, watch insurance company claims.
22:02 Iras require fiduciary management; game changing.
23:34 Financial advisors help achieve goals through planning.
26:57 Young financial advisors need people skills, persuasion.
31:29 Gut feeling: Benefits to wealthy will decrease.
33:24 Financial independence ideal, retirement evolving, work options.
37:38 Personal responsibility crucial for financial security, government assistance.
40:00 Assisting with financial planning and mentoring new advisors.
Learn more about Scott and his firm here:
Allworth Financial
Today's show is sponsored by:
Go to shipstation.com and use code INVESTING to sign up for your FREE 60-day trial.
Go to monarchmoney.com/BEGINNERS for an extended 30 day free trial!
Start your free online visit today at Hims.com/INVESTING
Find great investments at Value Spotlight
Have questions? Send them to newsletter@einvestingforbeginners.com
 DCF Demystified Link
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Scott Hansen on Fiduciary Responsibility and Financial Planning for Beginners

Welcome to "The Investing For Beginners Podcast!" In today's episode, "Portfolio Maintenance," hosts Andrew and Dave explore strategies for building and maintaining an investment portfolio. They address the market's unpredictability and the difficulty of forecasting leading companies, emphasizing the importance of considering age, time horizon, and risk tolerance. They discuss balancing growth potential with risk, especially nearing retirement, and highlight the dominance of tech giants like Google and Apple.
The hosts also share insights on owning low-growth companies, tax considerations when selling stocks, and the risks of investing in young industries. Drawing from personal experiences, Andrew and Dave stress understanding the businesses you invest in and avoiding sectors outside your expertise. Part of the "back to the basics" series, this episode offers wisdom to help you make informed investment decisions. Tune in for practical tips and thought-provoking discussions on portfolio maintenance!
00:00 Building a portfolio requires strategic future planning.
05:08 Diversify investments based on company maturity and risk.
07:23 "Retirement: Less risk, more bonds, seek advice."
13:49 Investing in mature companies with slow growth.
17:30 Big tech dominates stock market, future unclear.
18:21 Importance of company size in investment decisions.
22:43 Maximize growth by sticking with high performers.
27:19 Adjust portfolio based on lifecycle and goals.
30:11 Seek guidance from experienced individuals and companies.
31:22 Value spotlight offers support and guidance.
Find great investments at Value Spotlight
Have questions? Send them to newsletter@einvestingforbeginners.com
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Back to Basics: Essential Portfolio Maintenance for Investors

In Episode 348 of The Investing for Beginners Podcast, hosts Dave and Andrew explore various investment topics, including the impact of electric vehicles and stock buybacks with examples like Autozone and Nvidia. They discuss the advantages of small investments for compounding benefits, transitioning from specific retirement accounts, and understanding tax implications. The episode emphasizes the importance of mindset in investing, acknowledging that learning from mistakes is part of the journey, catering to both new and seasoned investors looking to enhance their strategies.
00:00 Investing book recommendations include "Happier" and "Warren Buffett Way."
06:22 Consider self directed brokerage account vs. 457.
08:00 Focus on investor goals, consider tax implications.
11:32 Approach stock picking with a growth mindset.
15:37 Uninterested in company due to lack of interest.
20:25 Businesses can surprise with sudden growth opportunities.
22:45 Adapt to circumstances, save, budget for stability.
26:32 Seeking Alpha, company website, beginner books, resources.
28:52 Focus on value, not just price comparisons.
32:11 Autozone retail stores avoid significant disruption, unlike tech.
34:49 Investing in uncertain markets: no sure thing.
Today's show is brought to you by:
Go to monarchmoney.com/BEGINNERS for an extended 30 day free trial!
Start your free online visit today at Hims.com/INVESTING
For more insight like this into investing and stock selection for beginners, visit stockmarketpdf.com 
Find great investments at Value Spotlight
Have questions? Send them to newsletter@einvestingforbeginners.com
 DCF Demystified Link
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IFB348: The Art of Stock Picking - Expectations and Realities

In this episode of The Investing For Beginners Podcast, hosts Dave and Andrew discuss how to manage investment portfolios effectively while avoiding market noise. They offer strategies for monitoring investments over time, using tools like Seeking Alpha and Bamsec for updates, and setting up company alerts for firsthand information. The discussion emphasizes focusing on essential data and introducing deliberate pauses in decision-making to avoid impulsive reactions, aiming to help both new and experienced investors concentrate on long-term gains.
00:00 Track company shares, events, and recommendations.
06:07 Skim annual report, focus on management remarks.
07:21 Checking stock market daily for entertainment, caution.
11:50 Assessed business sustainability during lockdown, waited to sell.
16:33 Balancing portfolio awareness without overreacting emotionally.
18:46 Gathering data leads to better investment decisions.
23:00 Struggling to resist influence from media and peers.
24:10 Focus on ten k and occasional ten q's for updates.
28:28 User prefers Finchat over seeking Alpha app.
30:36 Emphasize safety in your investment. Have a great week!
For more insight like this into investing and stock selection for beginners, visit stockmarketpdf.com 
Find great investments at Value Spotlight
Have questions? Send them to newsletter@einvestingforbeginners.com
 DCF Demystified Link
Today's show is sponsored by:
Start your free online visit today at Hims.com/INVESTING
Go to monarchmoney.com/BEGINNERS for an extended 30 day free trial!
SUBSCRIBE TO THE SHOW
Apple | Spotify | Google | Amazon | Tunein
Learn more about your ad choices. Visit megaphone.fm/adchoices

IFB255: Howards Marks and the Ongoing Sea Change

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